Regulations Governing Postal Simple Life Insurance Operations Article 16
The MOTC or the FSC may return Chunghwa Post’s insurance product filing without review or order Chunghwa Post to suspend sale under any of the following situations (except for circumstances specified in Subparagraphs 8 and Subparagraphs 10 to 12 hereof), and make a public announcement of the same:1. The content is not compliant with applicable legal requirements in a material manner.2. The product has not been signed off on by the president, a department head authorized by the president or the required numbers of qualified signatories.3. The filing contains a major error or misses an important filing component.4. The filing contains false information.5. A false or materially erroneous statement is made by the president, a department head authorized by the president, or any of the signatories.6. Sales have commenced without observing the provisions of Article 14, Paragraph 1 or Article 18 Paragraph 1.7. The company fails to follow correct filing procedures.8. The company fails to submit all mandatory filing components as set forth in Article 15, paragraph 2, or some of these components are incomplete, and additions or revisions are not made within a prescribed time period.9. The company fails in a material manner to observe the provisions of Article 6, Subparagraph 1 of Paragraph 1 of Article 9, Article 19, Article 21, or Article 22.10. In the event that insurance products are submitted to the MOTC for approval before being passed on to the FSC for review and approval in accordance with Subparagraph 1 of Paragraph 1 of Article 14 and the FSC asks in writing for revisions or additions which are not forthcoming within 65 working days starting from the day that the submission package is received by the FSC.11. Revisions or additions are requested by the FSC for insurance products submitted in accordance with Article 14, paragraph 3, but not completed within 35 working days starting from the day that the submission package is received by the FSC.12. An insurance product submitted for review and approval in accordance with Paragraph 2 or 3 of Article 14, has been rejected for a total of three times.Where the situation set out in subparagraph 6 of the preceding paragraph applies with respect to an insurance product, the FSC may impose punishments in accordance with Article 37 herein.In the event of the situation set out in Subparagraph 7 of Paragraph 1 for an insurance product, if the FSC has determined that the violation is minor, it may order Chunghwa Post to submit the product under a different review procedure, and may order a sales suspension of the insurance product in question until the company has completed resubmission procedures.
中文原文 郵政簡易人壽保險監督管理辦法第16條
中華郵政公司之保險商品有下列情形之一者，交通部或金管會得逕行退回不予審查或命中華郵政公司停止銷售，除第八款、第十款至第十二款情形外，並公告之：
一、內容不符相關法令規定情節重大。
二、未經總經理或經其授權之部門主管或合格簽署人員簽署。
三、內容有重大錯誤或重要事項有缺漏。
四、所檢附之送審資料為不實之記載。
五、總經理或經其授權之部門主管或簽署人員為不實或重大錯誤之聲明。
六、未依第十四條第一項或第十八條第一項規定辦理而逕行銷售。
七、送審方式與規定不符。
八、未依第十五條第二項規定檢附文件或檢附之文件有缺漏，經限期補正逾期未完成補正。
九、未依第六條、第九條第一項第一款、第十九條、第二十一條或第二十二條規定辦理情節重大。
十、依第十四條第一項第一款報請交通部核轉金管會核准之保險商品，其內容經金管會函請補正，而未於金管會收齊申請文件之日起六十五個工作日內完成補正。
十一、依第十四條第三項報請交通部核轉金管會核准之保險商品，其內容經金管會函請補正，而未於金管會收齊申請文件之日起三十五個工作日內完成補正。
十二、依第十四條第二項或第三項報請交通部核轉金管會核准之保險商品，同一商品累計駁回次數達三次者。
保險商品有前項第六款規定情事者，金管會得依本法第三十七條規定辦理。
保險商品有第一項第七款情事，經金管會認定情節輕微者，金管會得命中華郵政公司改變保險商品送審方式，並得命其於重新送審程序完成前，暫停銷售該保險商品。
一、內容不符相關法令規定情節重大。
二、未經總經理或經其授權之部門主管或合格簽署人員簽署。
三、內容有重大錯誤或重要事項有缺漏。
四、所檢附之送審資料為不實之記載。
五、總經理或經其授權之部門主管或簽署人員為不實或重大錯誤之聲明。
六、未依第十四條第一項或第十八條第一項規定辦理而逕行銷售。
七、送審方式與規定不符。
八、未依第十五條第二項規定檢附文件或檢附之文件有缺漏，經限期補正逾期未完成補正。
九、未依第六條、第九條第一項第一款、第十九條、第二十一條或第二十二條規定辦理情節重大。
十、依第十四條第一項第一款報請交通部核轉金管會核准之保險商品，其內容經金管會函請補正，而未於金管會收齊申請文件之日起六十五個工作日內完成補正。
十一、依第十四條第三項報請交通部核轉金管會核准之保險商品，其內容經金管會函請補正，而未於金管會收齊申請文件之日起三十五個工作日內完成補正。
十二、依第十四條第二項或第三項報請交通部核轉金管會核准之保險商品，同一商品累計駁回次數達三次者。
保險商品有前項第六款規定情事者，金管會得依本法第三十七條規定辦理。
保險商品有第一項第七款情事，經金管會認定情節輕微者，金管會得命中華郵政公司改變保險商品送審方式，並得命其於重新送審程序完成前，暫停銷售該保險商品。