Regulations Governing Postal Simple Life Insurance Operations Article 15
When filing an insurance product for review, Chunghwa Post shall do so in accordance with the following: applicable acts and regulations; directions for insurance product review as adopted by the FSC; and practice principles, self-regulatory rules or codes of professional conduct adopted by domestic professional societies (associations) or other relevant entities designated or commissioned by the FSC.Chunghwa Post shall submit the necessary documents (both hard and digital copies) as required by the FSC or any FSC-designated institution to the FSC or the designated institution for review and for establishing an insurance product database.The hard and digital copies mentioned in the preceding paragraph shall be prescribed by the FSC.After an insurance product has been approved and recorded by the FSC, the FSC may disclose relevant information to the public. Such information shall contain at least the following:1. Insurance product descriptions.2. Policy clauses.3. Application forms.4. Rate charts (explanations of the premiums shall be provided in the absence of rate charts). This does not apply to products that have secured the FSC’s approval.5. A roster that includes the president or a department head authorized by the president as well as the required number of qualified signatories.6. Other information prescribed by the FSC.
中文原文 郵政簡易人壽保險監督管理辦法第15條
中華郵政公司送審保險商品時,應依相關法令、金管會訂定審查保險商品應注意事項及其指定或委託之國內專業學(協)會或其他相關單位訂定之實務處理原則、自律規範或職業道德規範辦理。
中華郵政公司應依金管會或其指定機構之規定,檢送保險商品相關文件及其電子檔案向金管會或其指定機構辦理,並提供予金管會或其指定機構建置保險商品資料庫。
前項應檢附之文件及其電子檔案,由金管會定之。
保險商品經金管會核准或備查後,金管會得提供予社會大眾查詢瀏覽,其內容至少包含:
一、保險商品內容說明。
二、保險單條款。
三、要保書。
四、費率表;無費率表者,應提供費率說明。
但經金管會核准者,不在此限。
五、總經理或其授權之部門主管及保險商品簽署人員名冊。
六、其他經金管會指定之資料。
中華郵政公司應依金管會或其指定機構之規定,檢送保險商品相關文件及其電子檔案向金管會或其指定機構辦理,並提供予金管會或其指定機構建置保險商品資料庫。
前項應檢附之文件及其電子檔案,由金管會定之。
保險商品經金管會核准或備查後,金管會得提供予社會大眾查詢瀏覽,其內容至少包含:
一、保險商品內容說明。
二、保險單條款。
三、要保書。
四、費率表;無費率表者,應提供費率說明。
但經金管會核准者,不在此限。
五、總經理或其授權之部門主管及保險商品簽署人員名冊。
六、其他經金管會指定之資料。