Regulations Governing Postal Simple Life Insurance Operations Article 14
Any given insurance product shall complete its review procedure in one of the following manners, unless otherwise specified by the FSC:1. Review and approval: insurance products shall be submitted by Chunghwa Post to the MOTC for approval before being passed on to the FSC for approval. For insurance products requiring approval from the FSC, the approval shall be obtained prior to the sale.2. Submission of paperwork for reference: insurance products requiring no approval from the MOTC and subsequently the FSC may go on sale directly. However, Chunghwa Post must submit information required to the MOTC, the FSC or a designated organization for reference within 15 working days of the commencement of sales.Regarding the insurance products referred to in Subparagraph 1 of the preceding paragraph, the FSC shall make a reply within 40 working days starting from the day when the application and all relevant documents are received and issue a review result within 75 working days.If the insurance products submitted by Chunghwa Post, which are referred to in Subparagraph 1 of Paragraph 1, fail to obtain approval by the FSC and are submitted again for approval within 30 days from the date of denial, the FSC shall make a reply within 25 working days starting from the day when the application and all relevant documents are received and issue a review result within 45 working days. In such cases, the provisions of the preceding paragraph shall not be applicable.Unless otherwise agreed upon by the FSC, all insurance products offered by Chunghwa Post shall have paperwork submitted for review and approval.
中文原文 郵政簡易人壽保險監督管理辦法第14條
保險商品應依下列方式之一完成審查程序。
但金管會另有規定者，不在此限：
一、核准：指中華郵政公司應將保險商品報請交通部核轉金管會申請核准，始得銷售。
二、備查：指保險商品無須報請交通部核轉金管會申請核准，中華郵政公司得逕行銷售。
但中華郵政公司應於開始銷售後十五個工作日內檢附資料，送交通部及金管會或其指定之機構備查。
前項第一款之保險商品，金管會應自收齊申請文件之日起四十個工作日內核復，並應於七十五個工作日內為准駁之決定。
第一項第一款之保險商品，屬中華郵政公司經金管會駁回之日起三十個工作日內再次送審者，金管會應自收齊申請文件之日起二十五個工作日內核復，並應於四十五個工作日內為准駁之決定，不適用前項規定。
除經金管會同意得以備查方式為審查之保險商品外，中華郵政公司之保險商品應以核准方式為之。
但金管會另有規定者，不在此限：
一、核准：指中華郵政公司應將保險商品報請交通部核轉金管會申請核准，始得銷售。
二、備查：指保險商品無須報請交通部核轉金管會申請核准，中華郵政公司得逕行銷售。
但中華郵政公司應於開始銷售後十五個工作日內檢附資料，送交通部及金管會或其指定之機構備查。
前項第一款之保險商品，金管會應自收齊申請文件之日起四十個工作日內核復，並應於七十五個工作日內為准駁之決定。
第一項第一款之保險商品，屬中華郵政公司經金管會駁回之日起三十個工作日內再次送審者，金管會應自收齊申請文件之日起二十五個工作日內核復，並應於四十五個工作日內為准駁之決定，不適用前項規定。
除經金管會同意得以備查方式為審查之保險商品外，中華郵政公司之保險商品應以核准方式為之。