The Banking Act of The Republic of China Article 38
A bank may extend medium- or long-term loans for the purchase or construction of residential or business constructions, and the maximum term of such loans shall not exceed thirty (30) years, except for the loans extended to persons who have no self-use housing for their purchase of self-use housing.
中文原文 銀行法第38條
銀行對購買或建造住宅或企業用建築，得辦理中、長期放款，其最長期限不得超過三十年。
但對於無自用住宅者購買自用住宅之放款，不在此限。
但對於無自用住宅者購買自用住宅之放款，不在此限。