The Banking Act of The Republic of China Article 39
A bank may extend medium-term loans to individuals for their purchase of durable consumer goods or discount promissory notes issued by a buyer as endorsed by a distributor.
中文原文 銀行法第39條
銀行對個人購置耐久消費品得辦理中期放款；或對買受人所簽發經承銷商背書之本票，辦理貼現。