The Banking Act of The Republic of China Article 37
The value of the pledged or mortgaged property provided by a borrower shall be accurately determined by banks based on their current price, deprecation rate, and marketability.The Central Bank of the Republic of China, when necessary, may select several types of pledged or mortgaged property and impose their maximum lending rates to control credit.
中文原文 銀行法第37條
借款人所提質物或抵押物之放款值，由銀行根據其時值、折舊率及銷售性，覈實決定。
中央銀行因調節信用，於必要時得選擇若干種類之質物或抵押物，規定其最高放款率。
中央銀行因調節信用，於必要時得選擇若干種類之質物或抵押物，規定其最高放款率。