Simple Life Insurance Act Article 20
In the event that any of the following circumstances occur with regard to an insurance contract, the insurer shall, other than following the provisions under Article 21 hereof, not be held liable for any claims:1. The insured intentionally commits suicide within one year from the date of commencement or from the date of reinstatement of the insurance contract.2. The proposer intentionally causes the death of the insured.3. The insured is executed for crimes committed or he/she dies when resisting arrest or breaking out of jail.4. Illness, disability, miscarriage, or death resultant from intentional suicide, suicide attempt, or abortion by an insured in the case of a health insurance policy; as well as injuries, disability, or death resultant from intentional suicide, suicide attempt or from crimes committed by an insured in the case of an accident insurance policy.
中文原文 簡易人壽保險法第20條
保險契約有下列各款情事之一者，保險人除依第二十一條規定辦理外，不負給付保險金額之責任：
一、被保險人在保險契約發生效力或恢復效力後一年以內故意自殺。
二、要保人故意致被保險人於死。
三、被保險人因犯罪處死、拒捕或越獄致死。
四、健康保險之被保險人故意自殺或墮胎所致疾病、失能、流產或死亡；傷害保險之被保險人故意自殺，或因犯罪行為所致傷害、失能或死亡。
一、被保險人在保險契約發生效力或恢復效力後一年以內故意自殺。
二、要保人故意致被保險人於死。
三、被保險人因犯罪處死、拒捕或越獄致死。
四、健康保險之被保險人故意自殺或墮胎所致疾病、失能、流產或死亡；傷害保險之被保險人故意自殺，或因犯罪行為所致傷害、失能或死亡。