The Consumer Debt Clearance Statute Article 63
This English translation was last updated on 2018-12-26, but the Chinese text was amended on 2021-06-16. Later amendments may not be reflected in the translation — please refer to the Chinese text.
Under any of the following circumstances, except for the circumstance provided for in Article 12, the court shall disapprove the rehabilitation proposal by a ruling:1. The rehabilitation proposal adopted at the creditors' meeting is unfair to the creditors who dissented therefrom or did not attend the meeting.2. The rehabilitation process violates the requirement of the law and such violation is not correctable.3. The rehabilitation proposal violates the imperative or prohibitive provision of the law, or is against public order and good morals.4. The rehabilitation proposal is adopted by improper means.5. The total amount of the principal and interest on the declared unsecured and non-preferential claims exceeds NTD 12,000,000.6. The rehabilitation proposal sets forth a special provision for the residential mortgage, but the special provision makes it likely that the debtor will lose ownership or the right to use the house or the land on which the house is erected.7. The special provision for residential mortgage set forth in the rehabilitation proposal is not established in accordance with the provision of Article 54 or Article 54-1.8. The performance of the rehabilitation proposal is impossible.9. The debtor falsely reports the debt, conceals the property, or allows additional significant benefits to one or more of the creditors.The total amount of claims under subparagraph 5 of the preceding paragraph may be increased or reduced by an order of the Judicial Yuan, if circumstance so requires.The provision of paragraph 2 of Article 61 shall apply mutatis mutandis to the circumstance under paragraph 1.
中文原文 消費者債務清理條例第63條
有下列情形之一者，除有第十二條規定情形外，法院應以裁定不認可更生方案：
一、債權人會議可決之更生方案對不同意或未出席之債權人不公允。
二、更生程序違背法律規定而不能補正。
三、更生方案違反法律強制或禁止規定，或有背於公共秩序、善良風俗。
四、以不正當方法使更生方案可決。
五、已申報無擔保及無優先權之本金及利息債權總額逾新臺幣一千二百萬元。
六、更生方案定有自用住宅借款特別條款，而債務人仍有喪失住宅或其基地之所有權或使用權之虞。
七、更生方案所定自用住宅借款特別條款非依第五十四條或第五十四條之一規定成立。
八、更生方案無履行可能。
九、債務人有虛報債務、隱匿財產，或對於債權人中之一人或數人允許額外利益，情節重大。
前項第五款所定債權總額，司法院得因情勢需要，以命令增減之。
第六十一條第二項規定，於第一項情形準用之。
一、債權人會議可決之更生方案對不同意或未出席之債權人不公允。
二、更生程序違背法律規定而不能補正。
三、更生方案違反法律強制或禁止規定，或有背於公共秩序、善良風俗。
四、以不正當方法使更生方案可決。
五、已申報無擔保及無優先權之本金及利息債權總額逾新臺幣一千二百萬元。
六、更生方案定有自用住宅借款特別條款，而債務人仍有喪失住宅或其基地之所有權或使用權之虞。
七、更生方案所定自用住宅借款特別條款非依第五十四條或第五十四條之一規定成立。
八、更生方案無履行可能。
九、債務人有虛報債務、隱匿財產，或對於債權人中之一人或數人允許額外利益，情節重大。
前項第五款所定債權總額，司法院得因情勢需要，以命令增減之。
第六十一條第二項規定，於第一項情形準用之。