Financial Consumer Protection Act Article 4
The term "financial consumer" as used in this Act means parties that receive financial products or services provided by a financial services enterprise; provided, however, that it does not include the following:1.Qualified institutional investors; or2.Natural persons or juristic persons with a prescribed level of financial capacity or professional expertise.The meanings of the terms "qualified institutional investors" and "prescribed level of financial capacity or professional expertise" as used in the preceding paragraph shall be prescribed by the competent authority.When a financial services enterprise assists a natural person or juristic person that does not meet the conditions of the preceding paragraph to fraudulently appear to meet the conditions, the natural person or juristic person is still the financial consumer mentioned in this Act.
中文原文 金融消費者保護法第4條
本法所稱金融消費者，指接受金融服務業提供金融商品或服務者。
但不包括下列對象：
一、專業投資機構。
二、符合一定財力或專業能力之自然人或法人。
前項專業投資機構之範圍及一定財力或專業能力之條件，由主管機關定之。
金融服務業對自然人或法人未符合前項所定之條件，而協助其創造符合形式上之外觀條件者，該自然人或法人仍為本法所稱金融消費者。
但不包括下列對象：
一、專業投資機構。
二、符合一定財力或專業能力之自然人或法人。
前項專業投資機構之範圍及一定財力或專業能力之條件，由主管機關定之。
金融服務業對自然人或法人未符合前項所定之條件，而協助其創造符合形式上之外觀條件者，該自然人或法人仍為本法所稱金融消費者。