Compulsory Automobile Liability Insurance Act Article 21
(Conditions for Proposer to Terminate an Insurance Contract)A proposer may not rescind an insurance contract.A proposer may not terminate an insurance contract, except under one of the following conditions:1.The license plate of the insured automobile has been surrendered for cancellation, revoked, deregister, or surrendered for suspension of use of vehicle.2.The insured automobile is reported as scrapped.3.Ownership of the insured automobile is transferred and the party with the duty to insure after transferal has already established a contract for this insurance, resulting in duplication of insurance.After an insurance contract has been terminated as provided in the preceding paragraph, where premiums have already been paid the insurer shall return the unearned premium for the period after termination; where premiums have not been paid the proposer shall pay any due premium prior to termination.
中文原文 強制汽車責任保險法第21條
要保人不得解除保險契約。
除有下列情事之一者外，要保人不得終止保險契約：
一、被保險汽車之牌照已繳銷或因吊銷、註銷、停駛而繳存。
二、被保險汽車報廢。
三、被保險汽車因所有權移轉且移轉後之投保義務人已投保本保險契約致發生重複投保情形。
保險契約依前項規定終止後，保險費已交付者，保險人應返還終止後未到期之保險費；未交付者，要保人應支付終止前已到期之保險費。
除有下列情事之一者外，要保人不得終止保險契約：
一、被保險汽車之牌照已繳銷或因吊銷、註銷、停駛而繳存。
二、被保險汽車報廢。
三、被保險汽車因所有權移轉且移轉後之投保義務人已投保本保險契約致發生重複投保情形。
保險契約依前項規定終止後，保險費已交付者，保險人應返還終止後未到期之保險費；未交付者，要保人應支付終止前已到期之保險費。