Compulsory Automobile Liability Insurance Act Article 22

(Revocation of a Duplicate Contract with the Later Date of Effect)When a proposer establishes a duplicate insurance contract, either the proposer or the insurer issuing the later-dated contract may revoke the contract with the later effective date. This provision also applies if an automobile traffic accident occurs.The right of revocation referenced in the preceding paragraph shall be exercised, at earliest, at the time duplication of insurance occurs, and prior to the expiry of the policy period of the insurance contract with the earlier date of effect.When an insurance contract is revoked, the insurer shall return the premium to the proposer, minus any expenses incurred to maintain the validity of the insurance.