Compulsory Automobile Liability Insurance Act Article 20
(Conditions for Insurer to Terminate an Insurance Contract)An insurer may not rescind an insurance contract.An insurer may not terminate an insurance contract, except under one of the following conditions:1.The proposer has violated the duty of truthful representation under Article：17.2.The proposer has not made premium payments as stipulated.Prior to terminating an insurance contract as provided in the preceding paragraph, an insurer shall notify the proposer in writing to make rectification within 10 days after its receipt of the notice; if the proposer makes rectification at any time prior to receipt of a notice of termination of the contract, the insurer may not terminate the contract.When an insurance contract is terminated, the insurer shall give notice within three days to the highway supervisory authority with jurisdiction over the insured automobile, and to the agencies or organizations designated by the competent authority and the central competent authority for transportation and communications, respectively.The insurer shall return to the proposer any unearned premium for the period after termination of the contract; the insurance contract shall be deemed to be in effect prior to return of the premium.
中文原文 強制汽車責任保險法第20條
保險人不得解除保險契約。
除有下列情事之一者外，保險人不得終止保險契約：
一、要保人違反第十七條之據實說明義務。
二、要保人未依約定交付保險費。
保險人依前項規定終止保險契約前，應以書面通知要保人於通知到達後十日內補正；要保人於終止契約通知到達前補正者，保險人不得終止契約。
保險契約終止，保險人應於三日內通知被保險汽車之轄屬公路監理機關、主管機關及中央交通主管機關指定之機關（構）。
保險人應返還要保人終止契約後未到期之保險費；保險費未返還前，視為保險契約存續中。
除有下列情事之一者外，保險人不得終止保險契約：
一、要保人違反第十七條之據實說明義務。
二、要保人未依約定交付保險費。
保險人依前項規定終止保險契約前，應以書面通知要保人於通知到達後十日內補正；要保人於終止契約通知到達前補正者，保險人不得終止契約。
保險契約終止，保險人應於三日內通知被保險汽車之轄屬公路監理機關、主管機關及中央交通主管機關指定之機關（構）。
保險人應返還要保人終止契約後未到期之保險費；保險費未返還前，視為保險契約存續中。