Regulations for Underwriting and Claim Adjustment Procedures under Compulsory Automobile Liability Insurance Article 15
Upon the occurrence of an insured event under this insurance, the insured or the injuring party shall immediately report to the local civilian or military police authorities, and notify the insurer of the date, time, place, course of event, information of the injured party, information of the witness, name and address of the civilian or military police authorities within five (5) days after the occurrence.The notification provided in the preceding paragraph may first be given via telephone. However, the insured or the claimant shall still fill out the claim form in person and deliver it to the insurer within 5 days after the occurrence.If the persons mentioned in the preceding paragraph are unable to precede notification in person, whose spouse, family members or other agents may act on behalf of them.The claim form shall include following entries:1.Number of the insurance certificate.2.Name of the insured.3.The driver's name, address, age, marital status, number of driving license, telephone numbers, and relationship with the insured.4.Time and place of the insured event.5.Cause and course of the insured event.6.Number of the insurance certificate and the insurer of the other party.7.Name, number of identity certificate, sex/gender, injury condition of the injured party as well as the name and address of the hospital where the injured party seeks for medical care.8.Name of the civilian or military police authorities, name and telephone numbers of the officer handling the event.9.The signed and dated form by the claimant in person or by the authorized agent.10.Numbers of license plate of the accident automobiles.The insured, the injuring party, and claimants shall cooperate with the insurer in providing witness, physical evidence, and other relevant information and documentation.The insurer shall be still liable for payment of insurance benefits, should the insured, injuring party, or claimant violate its obligations stipulated by the paragraph 1 and 5, provided that any of those liable for damages if the insurer incurs damages as a result of their deliberate intent or negligence.
中文原文 強制汽車責任保險承保及理賠作業處理辦法第15條
被保險汽車發生本保險契約之保險事故時,被保險人或加害人應立即報請當地警憲機關處理,並於五日內將事故發生之日、時、地點、經過情形、受害人有關資料、證人有關資料、警憲機關名稱及處所等,通知承保之保險人。
前項之應通知事項得先行以電話通知。
但被保險人或請求權人仍須於五日內親自填寫理賠申請書送交保險人。
如前項之人死亡或受重大傷害不克自行辦理時,得由其配偶、同居家屬或其他代理人為之。
理賠申請書應填載下列事項:
一、保險證號碼。
二、被保險人名稱。
三、駕駛人姓名、住址、年齡、已未婚、駕照號碼、電話號碼、與被保險人之關係等。
四、出險時間及地點。
五、出險原因及經過情形。
六、對方投保之保險人及其保險證號碼。
七、受害人姓名、身分證號碼、性別、傷亡情形、就醫醫院名稱及地址。
八、處理警憲機關名稱、經辦人員姓名及電話。
九、本人或經本人授權之代理人簽章、填報日期。
十、事故車輛之牌照號碼。
被保險人、加害人及請求權人應與保險人合作,提供人證、物證有關資料及文件。
被保險人、加害人及請求權人違反第一項及第五項規定之義務者,保險人仍負保險給付之責任。
但因其故意或過失致生保險人損害者,應負賠償責任。
前項之應通知事項得先行以電話通知。
但被保險人或請求權人仍須於五日內親自填寫理賠申請書送交保險人。
如前項之人死亡或受重大傷害不克自行辦理時,得由其配偶、同居家屬或其他代理人為之。
理賠申請書應填載下列事項:
一、保險證號碼。
二、被保險人名稱。
三、駕駛人姓名、住址、年齡、已未婚、駕照號碼、電話號碼、與被保險人之關係等。
四、出險時間及地點。
五、出險原因及經過情形。
六、對方投保之保險人及其保險證號碼。
七、受害人姓名、身分證號碼、性別、傷亡情形、就醫醫院名稱及地址。
八、處理警憲機關名稱、經辦人員姓名及電話。
九、本人或經本人授權之代理人簽章、填報日期。
十、事故車輛之牌照號碼。
被保險人、加害人及請求權人應與保險人合作,提供人證、物證有關資料及文件。
被保險人、加害人及請求權人違反第一項及第五項規定之義務者,保險人仍負保險給付之責任。
但因其故意或過失致生保險人損害者,應負賠償責任。