Regulations for Underwriting and Claim Adjustment Procedures under Compulsory Automobile Liability Insurance Article 14
When a single automobile traffic accident involves multiple automobiles, the matter shall be handled in accordance with the following provisions:1.All of the involved automobiles are insured :(1) Accidents caused by two automobiles: The driver should claim for the payment of insurance benefits against the insurer of the other party, and the passengers may claim against any insurer(s) of those two automobiles for the joint and several payment of insurance benefits.(2) Accidents caused by three or more automobiles: Any driver of the accident automobiles may claim against any insurers other than the one which is required to pay the insurance benefits for the automobile he/she drove for the joint and several payment of insurance benefits, and the passengers may claim against any insurers of all accident automobiles for the joint and several payment of insurance benefits.(3) The third party outside the accident automobiles may claim against all the obligated insurers for the joint and several payment of insurance benefits.2.When part of the involved vehicles are insured automobiles and part are automobiles as set forth in the paragraph 1of Article 40 of the Act, the claimant may, based on the number of accident automobiles, claim against any insurer that is required to pay insurance benefits and against the Motor Vehicle Accident Compensation Fund (the "Compensation Fund") for the joint and several payment of insurance benefits pursuant to the preceding subparagraph.The term "involve" in the preceding paragraph refers to that an automobile participates, takes part in, be related or connected to an automobile traffic accident, and being a causal factor for the death or injury of the injured party.Apportionment of liability among the insurers mentioned in the paragraph 1 shall be proportional subject to the number of accident vehicles.If an automobile traffic accident involving multiple automobiles causes death or bodily injury, the insurer receiving a claim notice shall notify any insurers who have insured the other automobiles and/or the Compensation Fund as soon as possible, in order to verify whether the payment for insurance benefits is duplicated.
中文原文 強制汽車責任保險承保及理賠作業處理辦法第14條
同一汽車交通事故牽涉數汽車時，依下列規定處理：
一、事故汽車全部為保險汽車者：
（一）二輛汽車之交通事故：駕駛人應向對方之保險人請求保險給付，乘客得向承保該二輛汽車之保險人請求連帶為保險給付。
（二）三輛以上汽車交通事故：任一駕駛人得向其所駕駛汽車以外其他汽車之保險人請求連帶為保險給付，乘客得向該數輛汽車之保險人請求連帶為保險給付。
（三）車外第三人得向各應負給付義務之保險人請求連帶為保險給付。
二、事故汽車部分為被保險汽車，部分為本法第四十條第一項所定之汽車者，請求權人得依據二輛或三輛以上汽車交通事故，參照前款規定請求應負給付義務之保險人、財團法人汽車交通事故特別補償基金（以下簡稱特別補償基金）連帶為給付。
前項所稱牽涉，係指事故汽車於某一時間，參與、涉入、牽扯或牽連在汽車交通事故中，而與受害人之傷害或死亡有因果關係者。
同一汽車交通事故牽涉數汽車導致人員傷亡，受理強制險理賠申請之保險人應儘速通知承保其他車輛之保險人或特別補償基金，以確認有無重複理賠情形。
一、事故汽車全部為保險汽車者：
（一）二輛汽車之交通事故：駕駛人應向對方之保險人請求保險給付，乘客得向承保該二輛汽車之保險人請求連帶為保險給付。
（二）三輛以上汽車交通事故：任一駕駛人得向其所駕駛汽車以外其他汽車之保險人請求連帶為保險給付，乘客得向該數輛汽車之保險人請求連帶為保險給付。
（三）車外第三人得向各應負給付義務之保險人請求連帶為保險給付。
二、事故汽車部分為被保險汽車，部分為本法第四十條第一項所定之汽車者，請求權人得依據二輛或三輛以上汽車交通事故，參照前款規定請求應負給付義務之保險人、財團法人汽車交通事故特別補償基金（以下簡稱特別補償基金）連帶為給付。
前項所稱牽涉，係指事故汽車於某一時間，參與、涉入、牽扯或牽連在汽車交通事故中，而與受害人之傷害或死亡有因果關係者。
同一汽車交通事故牽涉數汽車導致人員傷亡，受理強制險理賠申請之保險人應儘速通知承保其他車輛之保險人或特別補償基金，以確認有無重複理賠情形。