Regulations Governing Investments in Real Estate by Commercial Banks Article 4
A bank that owns surplus real estate in terms of self-use needsas a resultof any of the following circumstances other than new investment shall promptly dispose such surplus real estate. However the bank is not subject to the requirement forself-use proportion provided in the preceding article prior to disposal, but the surplus real estate shall be counted toward the limitoninvestment in real estate not for self useprovided in Paragraph 3, Article 75 of the Act:1. Merger or general assumption of other financial institutions;2. Swap of rights withoutinput of funds due to government or public needs,adjustment of boundaries of adjacent land, or reclamation of land;3. Relocation or closing of offices, warehouses for business useandnon-business operation officesdue to circumstances other than those provided in the preceding two subparagraphs; or4. The cultural, art or public interest institution ororganization established with approval from the competent authority in charge of the industryconcerned for some reasons did not use the bank’s real estate after approval of theCompetent Authority.If a bank relocates from or closes its real estate for self usein a short period of time after investment, the bank shall still be subject to the requirement forself-useproportion provided in the preceding article and the real estate involved shall be counted toward investment limitprovided in Paragraph 3,Article 75 of the Act.When a bank provides its originally owned surplus real estatein terms of self-use needs for use by a cultural, art or public interest institution or organization established with approval from the competent authority in charge of the industryconcernedand the use has obtained approval of the Competent Authority, thebank may temporarily hold the disposal of such surplus real estate and is not subject to the requirement forself-use proportion provided in the preceding article. However the surplus real estate shall be counted toward the limiton investment in real estate not for self useprovided in Paragraph 3, Article 75 of the Act.
中文原文 商業銀行投資不動產辦法第4條
銀行因下列非屬新投資之情事而持有超逾自用所需之不動產，應儘速處分，處分前不受前條自用比率之限制，並應計入本法第七十五條第三項投資非自用不動產限額規範：
一、合併或概括承受其他金融機構。
二、配合政府公務或公共需要、鄰地界址調整及市地重劃等無資金投入之權利變換。
三、除前二款情事外之行舍、營業用倉庫或非營業辦公場所遷址或裁撤。
四、目的事業主管機關核准之文化藝術或公益之機構團體，因故未使用銀行經主管機關核准供其使用之不動產。
銀行投資自用不動產後短期內遷移或裁撤者，仍應受前條自用比率之限制，並計入本法第七十五條第三項投資限額規範。
銀行將原持有超逾自用所需之不動產，提供經目的事業主管機關核准設立之文化藝術或公益之機構團體使用，並經主管機關核准者，得暫不處分該不動產，不受前條自用比率之限制。
但應計入本法第七十五條第三項投資非自用不動產之限額規範。
一、合併或概括承受其他金融機構。
二、配合政府公務或公共需要、鄰地界址調整及市地重劃等無資金投入之權利變換。
三、除前二款情事外之行舍、營業用倉庫或非營業辦公場所遷址或裁撤。
四、目的事業主管機關核准之文化藝術或公益之機構團體，因故未使用銀行經主管機關核准供其使用之不動產。
銀行投資自用不動產後短期內遷移或裁撤者，仍應受前條自用比率之限制，並計入本法第七十五條第三項投資限額規範。
銀行將原持有超逾自用所需之不動產，提供經目的事業主管機關核准設立之文化藝術或公益之機構團體使用，並經主管機關核准者，得暫不處分該不動產，不受前條自用比率之限制。
但應計入本法第七十五條第三項投資非自用不動產之限額規範。