Regulations Governing Investments in Real Estate by Commercial Banks Article 4-1

Where a bank participates in reconstruction projects with its originally owned real estate pursuant to the Urban Renewal Act or laws governing accelerated urban reconstruction of hazardous and dilapidated buildings, the self-use proportion of the newly acquired real estate shall be more than 20%.Except for the portion projected to be used in future business development, a bank shall promptly dispose of the surplus portion of real estate acquired under the preceding paragraph in terms of self-use needs.The surplus portion of the real estate in terms of self-use needs mentioned in the preceding paragraph may be temporarily leased out or used for non-self-use purpose before it becomes self-use or is disposed of, but it shall be counted toward the investment limit provided in Paragraph 3, Article 75 of the Act.