Regulations Governing Subsidy of Interest on Debt Extension of Disaster-affected Residents Article 4
When a financial institution applies for subsidy of interest on extended debt, the subsidy will be provided based on the outstanding balance of debt on the date of disaster and the actual lending rate. However the maximum subsidy shall not exceed the upper limits of interest rate subsidy for various debts specified below:1. Loans set out in Subparagraphs 1 ~ 3, Paragraph 1 of the preceding article: 3%.2. Insurance policy loans: 3%.3. Auto loans: 5%.4.credit card and cash card payable and other unsecured loans: 12%.5. Negotiated debts: 5%.For the subsidy of interest on extended government project loans, the subsidy will be provided based on the outstanding balance of loan principal and the actual interest rate, which is lending rate deducted by project subsidy rate, up to the upper limits of interest rate subsidy for various debts specified in the preceding article.
中文原文 金融機構辦理受災居民債務展延利息補貼辦法第4條
金融機構申請債務展延利息補貼，依災害發生日之各項債務餘額，按實際貸放利率予以補貼。
但最高不得超過下列各款之補貼利率上限：
一、前條第一項第一款至第三款所定貸款：百分之三。
二、保險單借款：百分之三。
三、汽車貸款：百分之五。
四、信用卡與現金卡應繳款項及其他無擔保貸款：百分之十二。
五、債務協商債務：百分之五。
各項政府專案貸款之債務展延利息補貼，依災害發生日之貸款本金餘額，按貸放利率扣除專案補貼利率後之實際利率，於前項補貼利率上限範圍內予以補貼。
但最高不得超過下列各款之補貼利率上限：
一、前條第一項第一款至第三款所定貸款：百分之三。
二、保險單借款：百分之三。
三、汽車貸款：百分之五。
四、信用卡與現金卡應繳款項及其他無擔保貸款：百分之十二。
五、債務協商債務：百分之五。
各項政府專案貸款之債務展延利息補貼，依災害發生日之貸款本金餘額，按貸放利率扣除專案補貼利率後之實際利率，於前項補貼利率上限範圍內予以補貼。