Enforcement Regulations of the Deposit Insurance Act Article 5-1

Each depositor as mentioned in Paragraph 1 of Article 13 of this Act refers to the following kinds of depositors who hold or have opened accounts in their names 1. Natural person 2. Legal entity 3. Sole proprietorship 4. Partnership 5. Inheritee 6. Bankruptcy or liquidation estate 7. Unincorporated group or organization 8. Various levels of government or their subsidiaries 9. Trust estate 10. User of an electronic stored value card and electronic payment account in an insured institution that receives deposits of funds as stored value businesses in accordance with the Act Governing Electronic Payment Institutions.For each depositor as referred to in each Subparagraph from Subparagraphs 1 to 8 of the above paragraph, the deposits in the same insured institution should be aggregated. For a depositor with a branch institution, the deposits of the branch institution should be aggregated with those of the head office.As for Subparagraph 9 of Paragraph 1, it should be aggregated separately according to each individual account. However, deposits that belong to the same trust estate and that are held within the same insured institution should be aggregated.For each depositor as referred to in Subparagraph 10 of Paragraph 1, the stored value in the same insured institution should be aggregated. For a depositor with a branch institution, the stored value of the branch institution should be aggregated with those of the head office.