Civil Code Article 862
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
The effect of a mortgage extends to the accessories and accessory rights of the property mortgaged.Rights acquired by a third party over such accessories before the creation of a mortgage are not affected by the provisions of the preceding paragraph.When a building is the subject of a mortgage, any part added to the building and not independent of it is also subject to the effect of the mortgage. The provisions of Article 877 apply mutatis mutandis, however, when a part added to the building is an independent thing added after creation of the mortgage.
中文原文 民法第862條
抵押權之效力，及於抵押物之從物與從權利。
第三人於抵押權設定前，就從物取得之權利，不受前項規定之影響。
以建築物為抵押者，其附加於該建築物而不具獨立性之部分，亦為抵押權效力所及。
但其附加部分為獨立之物，如係於抵押權設定後附加者，準用第八百七十七條之規定。
第三人於抵押權設定前，就從物取得之權利，不受前項規定之影響。
以建築物為抵押者，其附加於該建築物而不具獨立性之部分，亦為抵押權效力所及。
但其附加部分為獨立之物，如係於抵押權設定後附加者，準用第八百七十七條之規定。