Civil Code Article 861
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
Unless otherwise provided by a covenant, a mortgage secures the principal claim, interest, default interest, default penalties, and the cost of enforcing the mortgage.The preferential right to satisfaction of a claim over interest, default interest, and such default penalties as are paid at regular periods of one year or less shall be limited to interest and penalties incurred during the five years preceding a mortgagee's enforcement of the mortgage or application for compulsory execution, and interest and penalties incurred during the process of compulsory execution.
中文原文 民法第861條
抵押權所擔保者為原債權、利息、遲延利息、違約金及實行抵押權之費用。
但契約另有約定者，不在此限。
得優先受償之利息、遲延利息、一年或不及一年定期給付之違約金債權，以於抵押權人實行抵押權聲請強制執行前五年內發生及於強制執行程序中發生者為限。
但契約另有約定者，不在此限。
得優先受償之利息、遲延利息、一年或不及一年定期給付之違約金債權，以於抵押權人實行抵押權聲請強制執行前五年內發生及於強制執行程序中發生者為限。