Civil Code Article 862-1
This English translation was last updated on 2021-01-20, but the Chinese text was amended on 2026-08-17. Later amendments may not be reflected in the translation — please refer to the Chinese text.
The remnants of a mortgaged property after its destruction remain subject to the effect of the mortgage. The same shall be true of any component of the mortgaged property that is separated from it into independent personal property otherwise than in accordance with the ordinary use of the thing.Under the circumstances described in the preceding paragraph, a mortgagee may claim possession of such remnants or personal property and exercise his or her rights in accordance with the provisions governing pledges.
中文原文 民法第862-1條
抵押物滅失之殘餘物，仍為抵押權效力所及。
抵押物之成分非依物之通常用法而分離成為獨立之動產者，亦同。
前項情形，抵押權人得請求占有該殘餘物或動產，並依質權之規定，行使其權利。
抵押物之成分非依物之通常用法而分離成為獨立之動產者，亦同。
前項情形，抵押權人得請求占有該殘餘物或動產，並依質權之規定，行使其權利。