Disaster Prevention and Protection Act Article 43
Regarding all types of loans and credit card debt applied by people in disaster affected areas before the disaster, financial institution shall extend the repayment schedule of the principal and accounts payable. The interest during the extension shall not be charged to the victim and subsidized by the central government accordingly. The subsidy scope, extension period, operating procedures and other related matters to follow shall be defined by Financial Supervisory Commission with relevant agencies.If the term of loan exceeds thirty years due to the extension of capital payment as stated in the preceding paragraph, it shall not be bounded by Article 38 of The Banking Act.
中文原文 災害防救法第43條
金融機構對災區受災居民於災害前已辦理之各項借款及信用卡,其本金及應繳款項之償還期限得予展延,展延期間之利息,應免予計收,並由中央政府予以補貼。
其補貼範圍、展延期間、作業程序及其他相關事項之辦法,由金融監督管理委員會會商相關機關定之。
前項本金償還期限展延致其放款期限超過三十年者,不受銀行法第三十八條規定之限制。
其補貼範圍、展延期間、作業程序及其他相關事項之辦法,由金融監督管理委員會會商相關機關定之。
前項本金償還期限展延致其放款期限超過三十年者,不受銀行法第三十八條規定之限制。