Regulations Governing Insurance Brokers Article 35
This English translation was last updated on 2024-07-22, but the Chinese text was amended on 2026-09-30. Later amendments may not be reflected in the translation — please refer to the Chinese text.
A broker company operating insurance broker business and reinsurance broker business concurrently shall not have conflict of interest by separating the internal control systems and business operation procedures of the two businesses, and comply with the code of professional ethics and self-regulatory rules drawn up by the brokerage association.A broker company undertaking reinsurance broker business shall obtain a written authorization of the original insurer.A broker company operating reinsurance broker business shall confirm that the credit rating of the reinsurer complies with the provisions of the Regulations Governing Insurance Enterprises Engaging in Operating Reinsurance and Other Risk Spreading Mechanisms and the reinsurer arranged should have the consent of the original insurer.When a broker company that arranges a direct insurance contract is authorized by the insurer of the direct insurance contract to arrange facultative reinsurance for the direct insurance contract, the broker company shall state the matter of simultaneous undertaking of insurance broker business and reinsurance broker business in the agreement or document entered with the insured and the insurer of the direct insurance contract as a form of consent by the insured and the insurer.A broker company operating reinsurance broker business shall comply with the following provisions:1. Obtain a written confirmation of acceptance issued by the ceded reinsurer before the original insurance contract takes effect or before the start date the original insurer cedes its risks.2. Deliver to the original insurer information on reinsurers’ shares of participation and credit rating, relevant reinsurance terms and conditions, reinsurance premium rates, reinsurance commissions rates for the original insurer, and material information affecting the finance and business of reinsurer before the original insurance contract takes effect or before the start date the original insurer cedes its risks.3. Deliver reinsurance contract documents signed by the reinsurer to the original insurer within sixty (60) days after the reinsurance contract has taken effect. However for treaty reinsurance, the complete reinsurance contract that contains reinsurance terms and conditions, reinsurance clauses and contents, and all relevant ancillary contracts shall be delivered to the original insurer within six (6) months after the reinsurance contract has taken effect.A broker company operating reinsurance broker business shall preserve intact relevant supporting documents under the preceding paragraph for future audits by the competent authority.A broker company that has obtained in advance the consent of original insurer may commission foreign brokers that meet the following conditions to arrange reinsurance:1. Having been approved by the competent authority of its home country to register incorporation and operate reinsurance business.2. Having acquired valid professional liability insurance with sum insured no less than an equivalent amount of US$5 million per occurrence and aggregate sum insured no less than an equivalent amount of US$10 million during the policy period, the deductible not exceeding 5% of sum insured, and uninterrupted policy period.A broker company operating reinsurance broker business shall watch constantly information and changes in the insurance market, and if there is any material information affecting the finance or business of the insurer surfacing after a reinsurance contract has taken effect, the broker company shall inform the original insurer.The reinsurance terms and conditions and reinsurance premium rates mentioned in the preceding paragraph shall comply with the provisions of Article 10 and Article 11 of the Regulations Governing Insurance Enterprises Engaging in Operating Reinsurance and Other Risk Spreading Mechanisms.
中文原文 保險經紀人管理規則第35條
經紀人公司同時經營保險經紀業務及再保險經紀業務，其內部控制制度及其處理程序應予區隔，不得有利益衝突之情事，並遵循經紀人商業同業公會所訂定之執業道德規範及自律規範。
經紀人公司經營再保險經紀業務，應取得原保險人之書面委任。
經紀人公司經營再保險經紀業務應確認再保險人信用評等等級符合保險業辦理再保險分出分入及其他危險分散機制管理辦法規定，且所安排之再保險人應經原保險人同意。
安排原保險契約之經紀人公司並受該保險契約之保險人就該保險契約安排臨時再保險，經紀人公司應將此同時受託辦理保險經紀業務及再保險經紀業務之事項，載明於其與被保險人及保險人之委任契約或文件，以取得原保險契約被保險人及保險人之同意。
經紀人公司經營再保險經紀業務者，應遵循下列規定：
一、原保險契約生效前或原保險人擬分出保險責任開始之日前，應取得再保險人出具確認認受文件。
二、應於原保險契約生效前或原保險人擬分出保險責任開始之日前，將再保險人之再保成分、再保險人信用評等等級、相關再保條件、各再保費率、原保險人再保險佣金率及影響再保險人財務業務之重大資訊，交付原保險人。
三、應於再保險契約生效日起六十日內，將再保險人簽署之契約文件，交付原保險人。
但合約再保險應於再保險契約生效日起六個月內，將載明所有再保險條件、再保險條款及內容、所有相關附屬契約等之完整再保險契約書面文件，交付原保險人。
經紀人公司經營再保險經紀業務者，應完整保存前項相關證明文件，備供主管機關查核。
經紀人公司經事先取得原保險人同意者，得委任符合下列條件之國外經紀人安排再保險業務：
一、經其本國主管機關核准設立登記及經營再保險經紀業務。
二、投保有效之專業責任保險，其每一事故保險金額不得低於相當於美金五百萬元，保險期間內之累計保險金額不得低於相當於美金一千萬元，自負額不得超過保險金額之百分之五，且保險期間不得中斷。
經紀人公司經營再保險經紀業務者，應隨時注意保險市場資訊及變化，就影響再保險人財務業務之重大資訊，於再保險合約生效後亦應通知原保險人。
第五項再保險條件及各再保費率，應符合保險業辦理再保險分出分入及其他危險分散機制管理辦法第十條及第十一條之規定。
經紀人公司經營再保險經紀業務，應取得原保險人之書面委任。
經紀人公司經營再保險經紀業務應確認再保險人信用評等等級符合保險業辦理再保險分出分入及其他危險分散機制管理辦法規定，且所安排之再保險人應經原保險人同意。
安排原保險契約之經紀人公司並受該保險契約之保險人就該保險契約安排臨時再保險，經紀人公司應將此同時受託辦理保險經紀業務及再保險經紀業務之事項，載明於其與被保險人及保險人之委任契約或文件，以取得原保險契約被保險人及保險人之同意。
經紀人公司經營再保險經紀業務者，應遵循下列規定：
一、原保險契約生效前或原保險人擬分出保險責任開始之日前，應取得再保險人出具確認認受文件。
二、應於原保險契約生效前或原保險人擬分出保險責任開始之日前，將再保險人之再保成分、再保險人信用評等等級、相關再保條件、各再保費率、原保險人再保險佣金率及影響再保險人財務業務之重大資訊，交付原保險人。
三、應於再保險契約生效日起六十日內，將再保險人簽署之契約文件，交付原保險人。
但合約再保險應於再保險契約生效日起六個月內，將載明所有再保險條件、再保險條款及內容、所有相關附屬契約等之完整再保險契約書面文件，交付原保險人。
經紀人公司經營再保險經紀業務者，應完整保存前項相關證明文件，備供主管機關查核。
經紀人公司經事先取得原保險人同意者，得委任符合下列條件之國外經紀人安排再保險業務：
一、經其本國主管機關核准設立登記及經營再保險經紀業務。
二、投保有效之專業責任保險，其每一事故保險金額不得低於相當於美金五百萬元，保險期間內之累計保險金額不得低於相當於美金一千萬元，自負額不得超過保險金額之百分之五，且保險期間不得中斷。
經紀人公司經營再保險經紀業務者，應隨時注意保險市場資訊及變化，就影響再保險人財務業務之重大資訊，於再保險合約生效後亦應通知原保險人。
第五項再保險條件及各再保費率，應符合保險業辦理再保險分出分入及其他危險分散機制管理辦法第十條及第十一條之規定。