Regulations Governing the Review and Management of Insurance Industry Engaging in Insurance Trust Business Article 2
An insurance enterprise applying for insurance trust business shall meet the following qualification requirements:1. The ratio of regulatory capital to risk-based capital in the past year complying with the adequacy ratio set forth in paragraph 1, Article 143-4 of the Act;2. Having not been subject to major sanction and disciplinary action by the competent authority in the past year, or if it has, concrete improvement actions have been taken to remedy the violation and recognized by the competent authority; and3. Ranked in the top eighty percent in the past year in terms of the results of the Treating Customer Fairly Principle evaluation of life insurance companies. The preceding provision does not apply to a life insurance company that could provide reasonable explanation (for not ranking in the top eighty percent) and such explanation is approved by the competent authority.The major sanction and disciplinary action as prescribed in Subparagraph 2 of the preceding Paragraph refer to Article 2 of the Regulations Governing Public Disclosure by the Financial Supervisory Commission of Material Enforcement Actions for Violations of Financial Legislation.
中文原文 保險業經營保險金信託業務審核及管理辦法第2條
保險業申請經營保險金信託業務應符合下列資格條件：
一、近一年之自有資本與風險資本之比率應符合本法第一百四十三條之四第一項之適足比率。
二、最近一年內未有遭主管機關重大裁罰及處分者，或受處分情事已獲具體改善經主管機關認可者。
三、最近一年公平待客原則評核結果為人身保險業前百分之八十。
但經保險業提出合理說明並經主管機關核准者，不在此限。
前項第二款所稱重大裁罰及處分，指金融監督管理委員會處理違反金融法令重大裁罰措施之對外公布說明辦法第二條所定各款之情事。
一、近一年之自有資本與風險資本之比率應符合本法第一百四十三條之四第一項之適足比率。
二、最近一年內未有遭主管機關重大裁罰及處分者，或受處分情事已獲具體改善經主管機關認可者。
三、最近一年公平待客原則評核結果為人身保險業前百分之八十。
但經保險業提出合理說明並經主管機關核准者，不在此限。
前項第二款所稱重大裁罰及處分，指金融監督管理委員會處理違反金融法令重大裁罰措施之對外公布說明辦法第二條所定各款之情事。