Regulations Governing the Supervision of Insurance Solicitors Article 19
Where a solicitor has committed any of the acts in the following subparagraphs, the employing company at the time of the act shall refer the solicitor to the law enforcement for investigation of alleged crime, and suspend said solicitor’s solicitation activities for a period of not more than one year, depending on the severity of the circumstance:1. Misrepresented or failed to explain any matter that affects the rights and interests of the applicant or the insured.2. Instigated an applicant or an insured to conceal information from or give false information to the insurer, or knowingly concealed the fact that an applicant or an insured has concealed information from or given false information to the insurer.3. Prevented an applicant or an insured from disclosing information.4. Solicited business from an applicant or an insured by means of unfair discrimination, improper rebate, or any other inappropriate reduction of insurance premium.5. Solicited business from an applicant, an insured or any third party by means of exaggerated or false publicity, advertising, or by another other inappropriate means.6. Recruited or hired persons without the consent of the employing company.7. Signed documents on behalf of an applicant or an insured, or filled out an insurance contract document without the consent or authorization of an applicant or an insured.8. Instigated an applicant by means of threat, inducement with promise of gain, concealment, deceit, or any other inappropriate means, or false representation to terminate an in-force insurance contract and enter into a new contract that resulted in damage to the applicant.9. Collected premiums without authorization, or collected premiums with authorization but misappropriated or embezzled the collected premiums, or collected premiums without duly delivering a formal receipt issued by the insurance enterprise.10. Lent his or her solicitor registration certificate for use by others or used other’s registration certificate.11. Solicited or recommended insurance business or other financial products not yet approved or recorded by the competent authority.12. Solicited insurance business or business in similar nature on behalf of a juristic person or an individual that has not been approved by the competent authority to engage in insurance business.13. Made improper comparison by means of exaggeration or misrepresentation between different insurance contracts, or between an insurance product and bank deposit or other financial products.14. Disseminated untrue statements or promotional materials, hence disrupting the financial order.15. Diverted the funds of the applicant or kept the policy and the seal of the applicant under his or her custody.16. Violated the provisions of Article 9, paragraph 2 of Article 11, paragraph 1 of Article 14, paragraph 4 or 5 of Article 15, or Article 16 herein.17. Other business misconduct in the capacity of a solicitor.Where the employing company of a solicitor at the time the solicitor committed an act under the preceding paragraph has been dissolved or cancelled practice license, the employing company that the solicitor is currently registered with shall impose the sanction on the solicitor.Where a solicitor has been suspended from solicitation activities accumulatively for two years or longer in the most recent five years, the employing company shall revoke his or her solicitor registration.
中文原文 保險業務員管理規則第19條
業務員有下列各款情事之一者，除有犯罪嫌疑，其行為時之所屬公司應依法移送偵辦外，並應按其情節輕重，予以一年以下停止招攬行為之處分：
一、就影響要保人或被保險人權益之事項為不實之說明或不為說明。
二、唆使要保人或被保險人對保險人為不告知或不實之告知；或明知要保人或被保險人不告知或為不實之告知而故意隱匿。
三、妨害要保人或被保險人為告知。
四、對要保人或被保險人以錯價、放佣或其他不當折減保險費之方法為招攬。
五、對要保人、被保險人或第三人以誇大不實之宣傳、廣告或其他不當之方法為招攬。
六、未經所屬公司同意而招聘人員。
七、代要保人或被保險人簽章、或未經其同意或授權填寫有關保險契約文件。
八、以威脅、利誘、隱匿、欺騙等不當之方法或不實之說明慫恿要保人終止有效契約而投保新契約致使要保人受損害。
九、未經授權而代收保險費或經授權代收保險費而挪用、侵占所收保險費或代收保險費未依規定交付保險業開發之正式收據。
十、以登錄證供他人使用或使用他人登錄證。
十一、招攬或推介未經主管機關核准或備查之保險業務或其他金融商品。
十二、為未經主管機關核准經營保險業務之法人或個人招攬保險。
十三、以誇大不實之方式就不同保險契約內容，或與銀行存款及其他金融商品作不當之比較。
十四、散播不實言論或文宣，擾亂金融秩序。
十五、挪用款項或代要保人保管保險單及印鑑。
十六、違反第九條、第十一條第二項、第十四條第一項、第十五條第四項、第五項或第十六條規定。
十七、其他利用其業務員身分從事業務上不當行為。
前項業務員行為時之所屬公司已解散或註銷公司執業證照者，由現行所登錄之所屬公司予以處分。
最近五年內受停止招攬行為處分期間累計達二年者，所屬公司應予撤銷其業務員登錄處分。
一、就影響要保人或被保險人權益之事項為不實之說明或不為說明。
二、唆使要保人或被保險人對保險人為不告知或不實之告知；或明知要保人或被保險人不告知或為不實之告知而故意隱匿。
三、妨害要保人或被保險人為告知。
四、對要保人或被保險人以錯價、放佣或其他不當折減保險費之方法為招攬。
五、對要保人、被保險人或第三人以誇大不實之宣傳、廣告或其他不當之方法為招攬。
六、未經所屬公司同意而招聘人員。
七、代要保人或被保險人簽章、或未經其同意或授權填寫有關保險契約文件。
八、以威脅、利誘、隱匿、欺騙等不當之方法或不實之說明慫恿要保人終止有效契約而投保新契約致使要保人受損害。
九、未經授權而代收保險費或經授權代收保險費而挪用、侵占所收保險費或代收保險費未依規定交付保險業開發之正式收據。
十、以登錄證供他人使用或使用他人登錄證。
十一、招攬或推介未經主管機關核准或備查之保險業務或其他金融商品。
十二、為未經主管機關核准經營保險業務之法人或個人招攬保險。
十三、以誇大不實之方式就不同保險契約內容，或與銀行存款及其他金融商品作不當之比較。
十四、散播不實言論或文宣，擾亂金融秩序。
十五、挪用款項或代要保人保管保險單及印鑑。
十六、違反第九條、第十一條第二項、第十四條第一項、第十五條第四項、第五項或第十六條規定。
十七、其他利用其業務員身分從事業務上不當行為。
前項業務員行為時之所屬公司已解散或註銷公司執業證照者，由現行所登錄之所屬公司予以處分。
最近五年內受停止招攬行為處分期間累計達二年者，所屬公司應予撤銷其業務員登錄處分。