Regulations Governing Pre-sale Procedures for Insurance Products Article 22
An insurance enterprise may sell a given insurance product only if, during the preparation period prior to sale of the insurance product, it has convened a meeting of its insurance product management team to check the following matters:1. Disclosure of product information.2. Uploading actuarial data to a computer network and verifying its accuracy.3. Risk management mechanisms and reinsurance arrangements.4. Set-up and testing of information systems.5. Printing of policy provisions, proposals, rate tables, and brochures.6. Training, including circulating among its solicitors and sales channel partners whether certain insurance products are suitable for selling to customers over 65 years of age, and characteristics of targets and customers for whom certain products are not suitable.An insurance enterprise shall, based on the results of evaluation under Subparagraph 7 of Article 6 herein, examine item-by-item to confirm that matters stated under the subparagraphs of the preceding paragraph are consistent with the results of evaluation.
中文原文 保險商品銷售前程序作業準則第22條
保險商品於準備銷售前，保險業應召開保險商品管理小組會議，查核下列事項後，始得銷售該保險商品：
一、保險商品資訊揭露。
二、精算數據上線及核對。
三、風險控管機制及再保險安排。
四、資訊系統之設定及測試。
五、條款、要保書、費率表、簡介等文件之印製。
六、教育訓練，包括對保險業所屬業務員及合作銷售通路宣導保險商品是否適合銷售予六十五歲以上之客戶、不適合銷售之對象及客戶特性。
保險業應依第六條第七款之評估結果，逐一審視確認前項各款所列事項與該評估結果具一致性。
一、保險商品資訊揭露。
二、精算數據上線及核對。
三、風險控管機制及再保險安排。
四、資訊系統之設定及測試。
五、條款、要保書、費率表、簡介等文件之印製。
六、教育訓練，包括對保險業所屬業務員及合作銷售通路宣導保險商品是否適合銷售予六十五歲以上之客戶、不適合銷售之對象及客戶特性。
保險業應依第六條第七款之評估結果，逐一審視確認前項各款所列事項與該評估結果具一致性。