Regulations Governing Pre-sale Procedures for Insurance Products Article 21-1
A life insurance enterprise whose income from insurance premiums of new contracts for protection-type insurance products and elderly insurance products as a proportion of its income from insurance premiums of new contracts for all products ranks among the top twenty percent of insurance enterprises in the most recent year may, before the end of February each year, apply to the competent authority for recognition. The procedures for processing insurance products listed in Article 17, paragraph 1, subparagraph 3 may be changed to the use-and-file procedure and the recognition shall be valid for one year.Where the life insurance enterprise whose income from insurance premiums of new contracts for protection-type insurance products and elderly insurance products as a proportion of its income from insurance premiums of new contracts for all products ranks among the bottom five percent of insurance enterprises in the most recent year and the proportion has decreased from the previous year, the procedures for processing insurance products applicable for the use-and-file procedure within the one-year period after the notice from the competent authority in accordance with Article 15, paragraph 1, subparagraph 2 shall be changed to the prior-approval procedure. However, this rule does not apply to protection-type insurance products and elderly insurance products or insurance products amended in accordance with related regulations.Where the life insurance enterprise engaging in the National Insurance Coverage Improvement Plan, microinsurance, or investment in 5+2 Industrial Innovation Plan in the most recent year, and meets certain performance criteria, the competent authority may, before the end of March each year, approve the conversion of a certain number of insurance products specified in Article 17, paragraph 1, subparagraph 3 and submitted by the life insurance enterprise for review to the use-and-file procedure. The effective period of the approval shall be one year. However, this rule does not apply if the conditions specified in the preceding paragraph have occurred in the most recent year.
中文原文 保險商品銷售前程序作業準則第21-1條
人身保險業最近一年保障型及高齡化保險商品之新契約保費收入占所有商品之新契約保費收入占比由高而低排名前百分之二十者，得於每年二月底前向主管機關申請認可後，對第十七條第一項第三款所列之保險商品得改為以備查方式辦理，其認可有效期間為一年。
人身保險業最近一年保障型及高齡化保險商品之新契約保費收入占所有商品之新契約保費收入占比由高而低排名後百分之五且占比較前一年度下降者，於主管機關通知之一年期間內依第十五條第一項第二款規定辦理備查之保險商品，應改為以核准方式辦理。
但保障型及高齡化保險商品或配合相關法令修正保險商品者，不在此限。
人身保險業最近一年辦理提高國人保險保障方案、微型保險或投資五加二新創產業及公共建設績效符合一定條件者，主管機關於每年三月底前得核定各該保險業送審第十七條第一項第三款所列之保險商品一定件數內改為以備查方式辦理，其核定有效期間為一年。
但最近一年有前項情事者，不適用本項規定。
人身保險業最近一年保障型及高齡化保險商品之新契約保費收入占所有商品之新契約保費收入占比由高而低排名後百分之五且占比較前一年度下降者，於主管機關通知之一年期間內依第十五條第一項第二款規定辦理備查之保險商品，應改為以核准方式辦理。
但保障型及高齡化保險商品或配合相關法令修正保險商品者，不在此限。
人身保險業最近一年辦理提高國人保險保障方案、微型保險或投資五加二新創產業及公共建設績效符合一定條件者，主管機關於每年三月底前得核定各該保險業送審第十七條第一項第三款所列之保險商品一定件數內改為以備查方式辦理，其核定有效期間為一年。
但最近一年有前項情事者，不適用本項規定。