Regulations Governing the Capital Adequacy and Capital Category of Banks Article 18
The bank shall establish procedures for assessing its capital adequacy consistent with its risk profile, and provide a strategy to maintain capital adequacy.To follow the principle of capital adequacy supervisory review, each bank shall report to the competent authority the bank's capital allocation, the self assessment for the capital adequacy, and self assessment for management of each kind of risk and enclose the relevant information as required by the competent authority.Based on the risk assessment of each bank, the competent authority may request the bank to improve its risk management. If the bank does not improve its risk management as required by the competent authority, the competent authority may ask such bank to raise additional capital, adjust its regulatory capital and risk-weighted assets, or submit a capital restoration plan within a certain period.The information that is required to be reported provided in Paragraph 2 and its reporting date will be further provided by the competent authority.
中文原文 銀行資本適足性及資本等級管理辦法第18條
銀行應建立符合其風險狀況之資本適足性自行評估程序,並訂定維持適足資本之策略。
為遵循資本適足性監理審查原則,各銀行應依主管機關規定,將銀行之資本配置、資本適足性自行評估結果及對各類風險管理情形之自評說明申報主管機關,並檢附相關資料。
主管機關得依對銀行之風險評估結果,要求銀行改善其風險管理,如銀行未依主管機關規定於期限內改善其風險管理者,主管機關並得要求其額外提列資本、調整其自有資本與風險性資產或限期提出資本重建計畫。
第二項規定之應申報資料及期限,由主管機關另定之。
為遵循資本適足性監理審查原則,各銀行應依主管機關規定,將銀行之資本配置、資本適足性自行評估結果及對各類風險管理情形之自評說明申報主管機關,並檢附相關資料。
主管機關得依對銀行之風險評估結果,要求銀行改善其風險管理,如銀行未依主管機關規定於期限內改善其風險管理者,主管機關並得要求其額外提列資本、調整其自有資本與風險性資產或限期提出資本重建計畫。
第二項規定之應申報資料及期限,由主管機關另定之。