Regulations Governing the Banking Activity and the Establishment and the Investment by Financial Institution Between the Taiwan Area and the Mainland Area Article 48
A Taiwan financial holding company that meets the following requirements may apply to the Competent Authority for approval to make equity investment in a financial institution in Mainland Area:1. The financial holding company is in compliance with the law, is soundly managed and has not been subject to any disciplinary action, or has been subject to disciplinary action but specific remedial actions have been taken therefor and accepted by the Competent Authority within three (3) years prior to application;2. The group’s capital adequacy ratio after the proposed equity investment is 110% or higher;3. The group’s double leverage ratio after the proposed equity investment is 115% or lower.Matters not specified in these Regulations with respect to equity investment in financial institutions in Mainland Area by Taiwan financial holding companies shall be governed by Article 36 of the Financial Holding Company Act.
中文原文 臺灣地區與大陸地區金融業務往來及投資許可管理辦法第48條
臺灣地區金融控股公司符合下列各款規定者，得向主管機關申請許可參股投資大陸地區金融機構：
一、守法、健全經營，且申請前三年內未受處分，或受處分而其違法情事已具體改善並經主管機關認可。
二、本次參股投資後之集團資本適足率達百分之一百一十以上。
三、計入本次參股投資金額後之雙重槓桿比率，不得超過百分之一百十五。
臺灣地區金融控股公司參股投資大陸地區金融機構，本辦法未規定事項，準用金融控股公司法第三十六條規定辦理。
一、守法、健全經營，且申請前三年內未受處分，或受處分而其違法情事已具體改善並經主管機關認可。
二、本次參股投資後之集團資本適足率達百分之一百一十以上。
三、計入本次參股投資金額後之雙重槓桿比率，不得超過百分之一百十五。
臺灣地區金融控股公司參股投資大陸地區金融機構，本辦法未規定事項，準用金融控股公司法第三十六條規定辦理。