The Act Governing Electronic Payment Institutions Article 4

The items of business operated by electronic payment institutions shall be approved by the competent authority respectively in accordance with the scope specified below:1. Collecting and making payments for actual transactions as an agent.2. Accepting stored value funds .3. Domestic or international small-amount remittances.4. Buying or selling foreign currencies and currencies issued by Mainland China, Hong Kong, or Macao (hereinafter referred to as foreign currencies) related to the businesses stipulated in the preceding three subparagraphs.An electronic payment institution may engage in the following associated and derived businesses as approved by the competent authority:1. Provide contracted institutions with integrated service of payment-related information communication.2. Provide contracted institutions with terminal devices sharing.3. Provide information communication between users and between users and contracted institutions.4. Provide electronic invoice systems and related value-added services.5. Provide custody of payments for product (service) gift certificates or tickets and assist in services related to their issuance, sales, and settlement.6. Provide reward points integration and redemption for payments collected or made for actual transactions as an agent.7. Provide storage segmentations in a stored value card or applications for others’ use.8. Provide the planning, establishment, maintenance, or consulting services for information systems and equipment related to businesses specified in the preceding paragraph and Subparagraph 1 to Subparagraph 7.9. Other businesses approved by the competent authority.Where the items of business operated by electronic payment institutions require the approvals from other government authorities in charge, such approvals must be obtained before applying for the approval of the competent authority.Non-electronic payment institutions may, with the approval of the competent authority, engage in international small-amount remittances services with migrant workers as defined in Subparagraph 8 to Subparagraph 11, Paragraph 1, Article 46 of the Employment Service Act. The conditions and procedures for approval application, reasons for approval abolishment, qualifications of the responsible persons, limitations on the amount of remittance, business management, business inspection and payment of fees, and other matters to be complied with shall be prescribed by the competent authority in consultation with the Central Bank and the Ministry of Labor.
中文原文 電子支付機構管理條例第4條
電子支付機構經營之業務項目,由主管機關依下列所定範圍分別許可:
一、代理收付實質交易款項。
二、收受儲值款項。
三、辦理國內外小額匯兌。
四、辦理與前三款業務有關之買賣外國貨幣及大陸地區、香港或澳門發行之貨幣(以下合稱外幣)。
電子支付機構經主管機關許可得經營之附隨及衍生業務項目如下:
一、提供特約機構收付訊息整合傳遞。
二、提供特約機構端末設備共用。
三、提供使用者間及使用者與特約機構間訊息傳遞。
四、提供電子發票系統及相關加值服務。
五、提供商品(服務)禮券或票券價金保管及協助發行、販售、核銷相關服務。
六、提供紅利積點整合及折抵代理收付實質交易款項服務。
七、提供儲值卡儲存區塊或應用程式供他人運用。
八、提供前項與第一款至第七款業務有關之資訊系統及設備之規劃、建置、維運或顧問服務。
九、其他經主管機關許可之業務。
電子支付機構所經營之業務項目,須經其他目的事業主管機關許可者,於取得許可後,始得向主管機關申請許可。
非電子支付機構得經主管機關許可,經營從事就業服務法第四十六條第一項第八款至第十一款所定工作之外國人國外小額匯兌及有關之買賣外幣業務;其申請許可之條件與程序、廢止許可事由、負責人資格條件、匯兌限額、業務管理、業務檢查與費用負擔及其他應遵行事項之辦法,由主管機關會商中央銀行及勞動部定之。

English translation for reference only; the Chinese text prevails. Not legal advice.