Rules Governing the Administration of Electronic Payment Business Article 18

When an electronic payment institution provides users with automatic recharge of stored value funds service through the agreed linked deposit account, the deposit account must be the users personally owned account and the automatic recharge shall be processed in accordance with the following requirements:1. The ceiling of automatic recharge for every single service and every single day shall be agreed by users, and electronic payment institution shall provide mechanism allowing users to adjust the ceiling and to suspend the automatic recharge service when needed.2. Where recharge services are provided for stored value cards, each stored value card can only be linked to one deposit account, and the electronic payment institution shall impose reasonable limit on users’ number of stored value cards which can be linked to deposit accounts.When an electronic payment institution provides users with automatic recharge service of stored value funds through their e-payment accounts, the connected e-payment account must be the account of users, their spouses, lineal relatives, or guardians in the same electronic payment institution, and it shall be processed in accordance with the following regulations:1. An electronic payment institution shall request users to provide supporting documents which meet with the requirements of this paragraph and verifies its validity before accepting the said automatic recharge service. It must also retain a photocopy of the certification document or maintain such records.2. Each individual is permitted to connect only one stored value card to an electronic payment account at the electronic payment institution that the said card does not belong to this individual.3. The electronic payment institution and the user shall specify the ceiling of automatic recharge for every single service and every single day, and it shall provide the mechanism allowing users to suspend the automatic recharge service.4. The ceiling of automatic recharge service shall be processed in accordance with the following regulations:(1) For stored value cards, the maximum total automatic recharge for each stored value card shall be limited to no more than NT$3,000 each day.(2) For e-payment accounts, the maximum cap of automatic recharge from each e-payment account to other person’s stored value card shall be limited to no more than NT$30,000. The electronic payment institution shall also provide the mechanism allowing the e-payment account user to specify an amount lower than the aforementioned maximum cap with the electronic payment institution based on users’ needs.
中文原文 電子支付機構業務管理規則第18條
電子支付機構提供使用者以約定連結存款帳戶付款進行自動儲值服務,應以連結本人之存款帳戶為限,並應依下列規定辦理:
一、應與使用者約定每筆及每日自動儲值之限額,並提供使用者調整限額及停止自動儲值之機制。
二、對儲值卡提供儲值服務者,每張儲值卡限連結一個存款帳戶,且電子支付機構應合理限制使用者辦理儲值卡約定連結存款帳戶之張數。
電子支付機構提供使用者以電子支付帳戶對儲值卡進行自動儲值服務,所連結之電子支付帳戶以使用者本人、配偶、直系血親或監護人於同一電子支付機構之電子支付帳戶為限,並應依下列規定辦理:
一、電子支付機構應要求使用者提供符合本項規定之證明文件,經確認其有效性後始得受理,並留存證明文件影本或予以記錄。
二、每人於電子支付機構限辦一張連結非本人電子支付帳戶之儲值卡。
三、電子支付機構應與使用者約定每筆及每日自動儲值之限額,並提供使用者停止自動儲值之機制。
四、有關自動儲值限額,應依下列規定辦理:
(一)就儲值卡端,每張儲值卡每日最高自動儲值總額為新臺幣三千元。
(二)就電子支付帳戶端,每個電子支付帳戶每月最高可提供他人儲值卡自動儲值之總額為新臺幣三萬元,並應提供電子支付帳戶使用者可依需求與電子支付機構約定低於上述額度限額之機制。

English translation for reference only; the Chinese text prevails. Not legal advice.