Regulations Governing Identity Verification Mechanism and Transaction Amount Limits of Electronic Payment Institutions Article 6
An electronic payment institution shall reject users to register, open electronic payment accounts, or register their stored value cards if the users have any of the situations specified in Article 4 of the Regulations Governing Anti-Money Laundering of Financial Institutions.An electronic payment institution shall reject the user’s application for registration, or application for registering their stored value cards if the users have any of the following situations:1. The deposit account or electronic payment account has been reported as a watch-listed account and the account status has not been removed.2. The applicant applies for registration frequently over a short period of time without reasonable explanation.3. The transaction functions applied for are obviously inconsistent with the applicant's age or background.4. Data obtained from inquiry with JCIC according to Paragraph 1 of the preceding article show irregularity.5. The same mobile phone number provided for identity verification has been used repeatedly in identity verification without reasonable explanation.6. Other situations under which the user’s application may be rejected as provided by the competent authority.
中文原文 電子支付機構使用者身分確認機制及交易限額管理辦法第6條
電子支付機構於使用者有金融機構防制洗錢辦法第四條所定之各款情形之一者，應拒絕其註冊或辦理儲值卡記名作業之申請。
電子支付機構於使用者有下列情形之一者，得拒絕其註冊或辦理儲值卡記名作業之申請：
一、存款帳戶或電子支付帳戶經通報為警示帳戶尚未解除。
二、短期間內頻繁申請註冊，且無法提出合理說明。
三、申請之交易功能與其年齡或背景顯不相當。
四、依前條第一項向聯徵中心查詢所得資料，有異常情事。
五、對於已提供用於身分確認之同一行動電話號碼，遭不同使用者重複提供用於身分確認，且無法提出合理說明。
六、其他經主管機關規定得拒絕申請註冊之情形。
電子支付機構於使用者有下列情形之一者，得拒絕其註冊或辦理儲值卡記名作業之申請：
一、存款帳戶或電子支付帳戶經通報為警示帳戶尚未解除。
二、短期間內頻繁申請註冊，且無法提出合理說明。
三、申請之交易功能與其年齡或背景顯不相當。
四、依前條第一項向聯徵中心查詢所得資料，有異常情事。
五、對於已提供用於身分確認之同一行動電話號碼，遭不同使用者重複提供用於身分確認，且無法提出合理說明。
六、其他經主管機關規定得拒絕申請註冊之情形。