Regulations Governing Required Qualifications for Responsible Persons and Required Trust Expertise or Experience for Operations and Managerial Personnel of Trust Enterprises Article 16-1
Any of the operations and managerial personnel of a trust enterprise shall meet the requirements specified in Articles 14 to 16, and in addition, shall not have caused material loss to a client due to any instance of the conduct listed below for which there is factual evidence of a probable cause-and-effect relationship between the conduct and the client’s loss, and for which the trust enterprise has cancelled his or her registration pursuant to rules prescribed by the Trust Association in accordance with Article 17, paragraph 5, or for which the suspension of his or her occupational duties has not yet ended:1. Misrepresenting any matter affecting the rights and interests of a client.2. Inappropriately inducing a client to convert to new investment targets with exceptional frequency in order to earn commission.3. Misleading a client to believe that the security of investment capital or profitability can be guaranteed.4. Inappropriately making false and exaggerated statements comparing the content of financial instruments with bank deposits or other financial instruments.5. Making a transaction for a client without his or her authorization.6. Violating the purpose of the trust, or improperly disposing of or embezzling trust assets.7. Agreeing to provide a specified benefit or consideration, or to bear losses, in order to recommend investment by a client in a particular financial instrument.8. Soliciting, agreeing to accept, or accepting improper benefits in cash, in kind, or otherwise from those with whom they have a business relationship or from a client.9. Engaging in any other activity that materially affects the rights and interests of a client, or that is prohibited by law or regulation or self-regulatory rules.
中文原文 信託業負責人應具備資格條件暨經營與管理人員應具備信託專門學識或經驗準則第16-1條
信託業經營與管理人員除應符合第十四條至第十六條規定外，應無因下列任一行為致客戶發生重大損失，且有具體事證證明該人員之行為與客戶之損失具相當之因果關係，而受信託業依第十七條第五項同業公會所定規範於最近三年內予以撤銷登錄或予以停止執行職務處置期間尚未結束之情事：
一、就影響客戶權益之事項為不實之說明。
二、為獲取佣金不當勸誘客戶以異常頻率轉換投資標的。
三、使客戶誤信能保證本金之安全或獲利。
四、以誇大不實之方式就金融商品內容與銀行存款或其他金融商品作不當之比較。
五、未經客戶授權，擅自為客戶進行交易。
六、違反信託本旨，不當處分或侵占信託財產。
七、約定提供特定利益、對價或負擔損失，推介客戶投資於特定金融商品。
八、向業務有往來關係者或客戶直接或間接要求、期約或收受不當之金錢、財務或其他利益。
九、其他重大影響客戶權益、違反法令或自律規範規定不得從事之行為。
一、就影響客戶權益之事項為不實之說明。
二、為獲取佣金不當勸誘客戶以異常頻率轉換投資標的。
三、使客戶誤信能保證本金之安全或獲利。
四、以誇大不實之方式就金融商品內容與銀行存款或其他金融商品作不當之比較。
五、未經客戶授權，擅自為客戶進行交易。
六、違反信託本旨，不當處分或侵占信託財產。
七、約定提供特定利益、對價或負擔損失，推介客戶投資於特定金融商品。
八、向業務有往來關係者或客戶直接或間接要求、期約或收受不當之金錢、財務或其他利益。
九、其他重大影響客戶權益、違反法令或自律規範規定不得從事之行為。