Deposit Insurance Act Article 13
The maximum insured amount that the CDIC offers to each depositor of any insured institution shall be determined by the competent authority along with the Ministry of Finance and the Central Bank.The aforementioned maximum insured amount shall mean the maximum amount of the deposit principal and its accrued interest until the final business day at the same insured institution being covered by deposit insurance. The CDIC shall use New Taiwan Dollars as the payout currency to fulfill its insurance responsibilities.For employee pension accounts opened by organizations, business entities, or groups at insured institutions, if the account records and amount of each employee's pension may be clearly distinguished and provided by insured institutions, and insurance premiums for individual pension accounts are paid by insured institutions, the pension of such individual employee and other deposits thereof at the same insured institution shall be protected within the maximum coverage respectively and shall not be limited by the stipulations in the preceding two Paragraphs.
中文原文 存款保險條例第13條
存保公司對要保機構每一存款人最高保額,由主管機關會同財政部、中央銀行定之。
前項所稱最高保額,係指每一存款人,在同一要保機構存款本金及迄最後營業日之利息受到存款保險保障之最高金額,存保公司履行保險責任時並以新臺幣為支付幣別。
機關、事業單位或團體於要保機構開立之員工退休金存款專戶,其帳冊紀錄能明確區分每一員工之退休金存款且要保機構分戶繳納存款保險費,並提供分戶帳冊紀錄者,該等個別員工之退休金存款與員工在同一要保機構之其他存款,分別受到最高保額之保障,不受前二項規定之限制。
前項所稱最高保額,係指每一存款人,在同一要保機構存款本金及迄最後營業日之利息受到存款保險保障之最高金額,存保公司履行保險責任時並以新臺幣為支付幣別。
機關、事業單位或團體於要保機構開立之員工退休金存款專戶,其帳冊紀錄能明確區分每一員工之退休金存款且要保機構分戶繳納存款保險費,並提供分戶帳冊紀錄者,該等個別員工之退休金存款與員工在同一要保機構之其他存款,分別受到最高保額之保障,不受前二項規定之限制。