Deposit Insurance Act Article 12

The term "deposit insurance," as used in this Act, shall mean insurance whose subject matter insured are the following deposits within the territory of the Republic of China:1. Checking deposits2. Demand deposits3. Time deposits4. Deposits required by law to be deposited in specific financial institutions5. Other deposits that the competent authority has approved as insurableThe deposits mentioned in the preceding Paragraph shall not include the following deposits:1. Negotiable Certificate of Deposits2. Deposits of government agencies at all levels3. Deposits of the Central Bank4. Deposits of banks, postal institutions handling postal savings and remittance businesses, credit cooperatives, farmers' and fishermen's associations with credit departments, and the Agricultural Bank of Taiwan5. Other deposits that the competent authority has approved as uninsurableThe deposits within the territory of the Republic of China mentioned in Paragraph 1 shall exclude deposits of offshore banking branches established by banks.
中文原文 存款保險條例第12條
本條例所稱存款保險,指以下列中華民國境內之存款為標的之保險:
一、支票存款。
二、活期存款。
三、定期存款。
四、依法律要求存入特定金融機構之轉存款。
五、其他經主管機關核准承保之存款。
前項存款,不包括下列存款項目:
一、可轉讓定期存單。
二、各級政府機關之存款。
三、中央銀行之存款。
四、銀行、辦理郵政儲金匯兌業務之郵政機構、信用合作社、設置信用部之農會、漁會及全國農業金庫之存款。
五、其他經主管機關核准不予承保之存款。
第一項所定中華民國境內之存款,不包括銀行所設之國際金融業務分行收受之存款。

English translation for reference only; the Chinese text prevails. Not legal advice.