Regulations Governing Foreign Bank Branches And Representative Offices Article 6
A foreign bank wishing to establish a branch in the ROC shall submit the following documents to the competent authority for approval:1. Application (as per Attachment 1);2. A feasibility study, which shall include the following particulars:(1) The business strategic consideration for the establishment of the proposed ROC branch, including the operation strategy of the head office and a comparison of the political, economic, trade and financial situations of countries neighboring the ROC;(2) An (acknowledgement of its) understanding of the laws, tax system, banking laws and regulations, and banking system of the ROC; and(3) An analysis of the business benefits to be derived in the ROC and the feasibility thereof, including analysis of its potential competitors in Taiwan, the situation of bilateral trade, cross border investments and business opportunities between the ROC and the foreign bank's home country, and any corresponding banks, customers and their dealings with the bank.3. Bank profile, including:(1) Organization: A description of the brief history of the foreign bank (including any mergers/acquisitions ), its major departments, worldwide branches and network, its holding company and subsidiaries and the relevant shareholding information as well as their business operations, and the head office's supervision and management of its overseas branches (including the scope and frequency of bank audits);(2) Introduction of its businesses, including the scope and focuses of its businesses, and comparative analysis of its assets, liabilities, profits and losses for the last three years;(3) Principal Responsible Persons and Shareholders: Roster and background of its chairman, general manager, head of its international division and any shareholder holding 10% or more [of its issued capital] as well as the top ten shareholders;(4) Home Country Introduction, including an analysis of the home country's country risk as assessed by a reputable publication, a description of the financial system of the home country, name of the home country regulator and its authority, as well as the scope and frequency of bank examinations, a description of the deposit insurance system, a description of any regulatory measures on foreign exchange transactions and outward/inward fund remittances as may be imposed by the regulator, and a description of the regulator's restrictions, if any, in respect of foreign banks' establishment and business operation of in such home country.4. The foreign bank's ranking among the world's leading banks by capital or assets for the prior year, as well as the credit rating of the foreign bank by a globally recognized rating agency.5. A self-assessment regarding the foreign bank's compliance with laws and regulations and the integrity of its business operations, as well as an explanation of any [legal/regulatory] violations, frauds, disciplinary actions imposed on the foreign bank, or failure to improve severe deficiencies in “anti-money laundering and countering the financing of terrorism” (AML/CFT) within the past five years.6. A document issued by the financial regulator of the foreign bank's home country approving the establishment of a branch in the ROC;7. A document issued by the financial regulator of the foreign bank's home country stating its willingness to cooperate with the ROC in sharing the supervisory and regulatory responsibility for the foreign bank, as well as a document [issued by such regulator] confirming the soundness of the foreign bank's business and financial conditions;8. A letter of undertaking issued by the head office of the foreign bank promising to provide necessary (contingent) liquidity and financial support to branches in the ROC;9. The resume and associated evidentiary documents of the proposed manager for the branch within the territories of the ROC;10. The business plan of the branch, including:(1) Market and business strategy and plan for future growth;(2) The proposed business scope, general market condition for the main business items, and the plan for such business operations;(3) The proposed internal organization and division of labor, organization chart as related to the head office, and the plan for staffing, hiring and training;(4) Any operating rules or guidelines, risk management system, internal controls and audit system; and(5) A projection of assets, liabilities, profits and losses for the next three years, and an explanation of the basis for such projections.11. Authenticated minutes of the board resolution approving the filing of an application to establish a branch in the ROC or an equivalent document thereof.12. A certification by a certified public accountant of the bank's ratio of capital to risk-weighted assets as of the end of the latest fiscal year.13. The Power of Attorney issued by a responsible person of the head office authorizing a lawyer or certified public accountant to file the application for approval to establish a branch in the ROC;14. The income statements and balance sheets of the bank for the last three years certified by a certified public accountant;15. Documentation proving the due incorporation and existence of the bank as a legal entity and the banking license issued by the regulator in the home country.16. An authenticated copy of the bank's articles of incorporation.17. Authenticated letter of authorization designating a representative who shall serve as the person in charge of the bank (hereinafter referred to as the designated representative) within the territories of the ROC.18. With respect to a foreign bank ranking outside top five hundred in capital or total assets worldwide for the year prior to submission of the application, statistics regarding the foreign bank's total transaction volume with the banks and enterprises in the ROC during the three calendar years prior to submission of the application;19. A declaration of the designated representative (see Attachment 2); and20. Such other information or documents as may be required by the competent authority.Any authentication of the documents referred to in the preceding paragraph shall be done by a notary public in the foreign bank's home country or by a ROC consulate or its equivalent.Attachment 1 Application for Establishment of Branch in ROC by Foreign Banks.pdfAttachment 2 Declaration of Foreign Bank’s Designated Representative.pdf
中文原文 外國銀行分行及代表人辦事處設立及管理辦法第6條
外國銀行申請在我國設立分行者，應檢送下列書表文件，向主管機關申請許可：
一、申請書（格式如附件一）。
二、可行性分析，其內容應包括下列事項：
（一）擬前來我國設立分行之營運策略考量，包括總行營運策略及對我國、鄰近國家有關政治、經貿、金融情勢之比較。
（二）對我國法律、稅制、銀行法規、銀行體糸之瞭解。
（三）在我國之利基及可行性評估，包括在我國潛在競爭者之分析、母國與我國之雙邊貿易、相互投資及商機，以及與我國之往來銀行、客戶及其往來內容。
三、銀行基本資料，其內容應包括下列事項：
（一）組織：包括銀行簡史（含購併經過）、各主要部門組織，全球分支機構、網路、控股公司與子公司之持股情形及業務狀況之說明，及總行對海外分行之監督及管理（含檢查之範圍、時間）。
（二）業務介紹：包括營業範圍及專業特性、過去三年資產負債及損益之比較及分析。
（三）主要負責人及主要股東資料：銀行董事長、總經理及國際部門負責人名單及背景資料；超過百分之十持股及前十名之股東名單及背景資料。
（四）所屬母國之介紹，其內容應包括著名雜誌對其母國國家風險之評估；母國金融體糸；母國主管機關名稱、職權、檢查之範圍及時間；母國存款保險制度；母國主管機關對外匯交易及資金匯出入之管理措施；母國主管機關對外國銀行設立分支機構及營運上之限制。
四、前一年在世界主要銀行資本或資產之排名、世界著名評等機構之評等。
五、業務經營守法性及健全性自我評估分析，包括最近五年內是否有違規、弊案或受處分及有無重大「防制洗錢及打擊資助恐怖主義（AML／CFT）」缺失尚未改善之情形等情事之說明。
六、母國金融主管機關同意其在我國設立分行之文件。
七、母國金融主管機關所出具願與我國合作分擔該銀行合併監督管理義務及證明該銀行財務業務健全之文件。
八、總行為提供我國境內分行必要（緊急）之流動性及財務支援之承諾內容。
九、擬指派擔任在我國境內分行經理人履歷及相關證明文件。
十、分行之營業計畫書，其內容應包括下列事項：
（一）市場定位、營運策略及未來發展計畫。
（二）擬經營之業務範圍、主要業務之市場概況及經營計畫。
（三）擬設立分行之內部組織分工，在全行之隸屬關係圖、人員配置及招募培訓計畫。
（四）業務章則、風險管理制度、內部控制及稽核制度。
（五）未來三年之資產負債、損益預估，並敘明其估計基礎。
十一、董事會對於申請許可在我國設立分行之決議錄或相當文件認證書。
十二、執業會計師簽證之有關該行最近年度末自有資本與風險性資產比率認證書。
十三、委託律師或會計師申請者，該銀行負責人出具之委託書。
十四、最近三年經會計師查核簽證之資產負債表及損益表認證書。
十五、法人資格證明文件及經母國主管機關核發之銀行許可證照認證書。
十六、章程認證書。
十七、指定代表為在我國境內之負責人（以下簡稱指定代表）所簽發之授權書認證書。
十八、銀行申請前一年於世界資本或資產排名屬五百名以外者，應提出前三曆年度與我國銀行及企業往來金額統計表。
十九、指定代表聲明書（格式如附件二）。
二十、其他經主管機關規定應提出之資料或文件。
前項有關書表之認證書，應經該銀行母國公證人或我國駐外領務人員予以認證。
一、申請書（格式如附件一）。
二、可行性分析，其內容應包括下列事項：
（一）擬前來我國設立分行之營運策略考量，包括總行營運策略及對我國、鄰近國家有關政治、經貿、金融情勢之比較。
（二）對我國法律、稅制、銀行法規、銀行體糸之瞭解。
（三）在我國之利基及可行性評估，包括在我國潛在競爭者之分析、母國與我國之雙邊貿易、相互投資及商機，以及與我國之往來銀行、客戶及其往來內容。
三、銀行基本資料，其內容應包括下列事項：
（一）組織：包括銀行簡史（含購併經過）、各主要部門組織，全球分支機構、網路、控股公司與子公司之持股情形及業務狀況之說明，及總行對海外分行之監督及管理（含檢查之範圍、時間）。
（二）業務介紹：包括營業範圍及專業特性、過去三年資產負債及損益之比較及分析。
（三）主要負責人及主要股東資料：銀行董事長、總經理及國際部門負責人名單及背景資料；超過百分之十持股及前十名之股東名單及背景資料。
（四）所屬母國之介紹，其內容應包括著名雜誌對其母國國家風險之評估；母國金融體糸；母國主管機關名稱、職權、檢查之範圍及時間；母國存款保險制度；母國主管機關對外匯交易及資金匯出入之管理措施；母國主管機關對外國銀行設立分支機構及營運上之限制。
四、前一年在世界主要銀行資本或資產之排名、世界著名評等機構之評等。
五、業務經營守法性及健全性自我評估分析，包括最近五年內是否有違規、弊案或受處分及有無重大「防制洗錢及打擊資助恐怖主義（AML／CFT）」缺失尚未改善之情形等情事之說明。
六、母國金融主管機關同意其在我國設立分行之文件。
七、母國金融主管機關所出具願與我國合作分擔該銀行合併監督管理義務及證明該銀行財務業務健全之文件。
八、總行為提供我國境內分行必要（緊急）之流動性及財務支援之承諾內容。
九、擬指派擔任在我國境內分行經理人履歷及相關證明文件。
十、分行之營業計畫書，其內容應包括下列事項：
（一）市場定位、營運策略及未來發展計畫。
（二）擬經營之業務範圍、主要業務之市場概況及經營計畫。
（三）擬設立分行之內部組織分工，在全行之隸屬關係圖、人員配置及招募培訓計畫。
（四）業務章則、風險管理制度、內部控制及稽核制度。
（五）未來三年之資產負債、損益預估，並敘明其估計基礎。
十一、董事會對於申請許可在我國設立分行之決議錄或相當文件認證書。
十二、執業會計師簽證之有關該行最近年度末自有資本與風險性資產比率認證書。
十三、委託律師或會計師申請者，該銀行負責人出具之委託書。
十四、最近三年經會計師查核簽證之資產負債表及損益表認證書。
十五、法人資格證明文件及經母國主管機關核發之銀行許可證照認證書。
十六、章程認證書。
十七、指定代表為在我國境內之負責人（以下簡稱指定代表）所簽發之授權書認證書。
十八、銀行申請前一年於世界資本或資產排名屬五百名以外者，應提出前三曆年度與我國銀行及企業往來金額統計表。
十九、指定代表聲明書（格式如附件二）。
二十、其他經主管機關規定應提出之資料或文件。
前項有關書表之認證書，應經該銀行母國公證人或我國駐外領務人員予以認證。