Regulations Governing The Establishment Criteria and Administration of The Industrial Bank Article 8
The overall balance of an industrial bank's direct investments in productive enterprises, finance-related enterprises, venture capital enterprises and the bank's investments in real estate cannot exceed the bank's net worth as of the end of the preceding fiscal year.When an industrial bank computes the ratio between equity capital and risk assets, the overall balance of the direct investments in productive enterprises, finance-related enterprises and venture capital enterprise mentioned in the preceding Paragraphs shall be deducted from equity capital.After the industrial bank deducts the overall balance of the direct investments mentioned in the preceding Paragraph from equity capital, "Bank's regulatory capital to its risk weighted assets" shall not be less than the ratios in compliance with the Article 5 of Regulations Governing the Capital Adequacy and Capital Category of Banks and the capital adequacy ratio shall not be less than the minimum requirement stated in the previous regulation plus 2 percent.
中文原文 工業銀行設立及管理辦法第8條
工業銀行直接投資生產事業、金融相關事業、創業投資事業及投資不動產之總餘額，不得超過該行上一會計年度決算後淨值。
前項直接投資生產事業、金融相關事業及創業投資事業之總餘額，工業銀行於計算自有資本與風險性資產比率時，應從自有資本中扣除。
工業銀行扣除前項直接投資總餘額後之自有資本與風險性資產之比率不得低於銀行資本適足性及資本等級管理辦法第五條規定之比率，且其資本適足率不得低於該條規定之比率加計二個百分點。
前項直接投資生產事業、金融相關事業及創業投資事業之總餘額，工業銀行於計算自有資本與風險性資產比率時，應從自有資本中扣除。
工業銀行扣除前項直接投資總餘額後之自有資本與風險性資產之比率不得低於銀行資本適足性及資本等級管理辦法第五條規定之比率，且其資本適足率不得低於該條規定之比率加計二個百分點。