Regulations Governing Borrowing or Lending Money in Connection with Securities Business by Securities Firms Article 3
A securities firm that applies to conduct securities business money lending shall possess the qualifications listed below:1. In the most recent financial report audited and certified by a certified public accountant (CPA), its net worth per share is not lower than par value, and its financial condition is in compliance with the Regulations Governing Securities Firms.2. Its regulatory capital adequacy ratio has not been lower than 150 percent in the half-year prior to the application date.3. It has not been subject to any warning sanction imposed by the competent authority under Article 66, subparagraph 1, of the Act in the past 3 months.4. It has not been subject to any sanction imposed by the competent authority ordering dismissal of a director, supervisor, or managerial officer of the securities firm, or any disposition to dismiss and replace its responsible person or other relevant personnel in the most recent half year.5. It has not been subject to any sanction imposed by the competent authority requiring the suspension of business in the past year.6. It has not be subject to any sanction imposed by the competent authority voiding any portion of its business permission in the past two years.7. It has not been subject to any sanction imposed by the TWSE, TPEx, or the Taiwan Futures Exchange Corporation pursuant to the bylaws of those exchanges suspending or restricting its trading in the past year.8. Other qualifications as required by the competent authority.If a securities firm fails to meet a qualification in subparagraphs 3 through 7 of the preceding paragraph, but the violation has been specifically corrected and the correction is recognized by the competent authority, it may be exempted from the requirements of the subparagraph in question.After a securities firm has been approved by the competent authority to conduct securities business money lending, if its regulatory capital adequacy ratio falls below 150 percent for 2 consecutive months, it shall suspend such lending, which may resume only after the securities firm is in compliance with regulations for 3 consecutive months and is approved by the competent authority; the same requirement shall apply to a securities firm that has already received approval to conduct such lending but has not yet commenced it.
中文原文 證券商辦理證券業務借貸款項管理辦法第3條
證券商申請辦理證券業務借貸款項，應具備下列條件：
一、最近期經會計師查核簽證之財務報告每股淨值不低於票面金額，且財務狀況符合證券商管理規則之規定。
二、申請日前半年自有資本適足比率未低於百分之一百五十者。
三、最近三個月未曾受主管機關依本法第六十六條第一款所為之警告處分。
四、最近半年未曾受主管機關命令該證券商解除其董事、監察人或經理人職務處分，或撤換其負責人或其他有關人員之處分。
五、最近一年未曾受主管機關為停業之處分。
六、最近二年未曾受主管機關撤銷部分營業許可之處分。
七、最近一年未曾受證券交易所、證券櫃檯買賣中心或臺灣期貨交易股份有限公司所依其章則為處以停止或限制買賣之處置。
八、其他經主管機關規定應具備之條件。
證券商不符前項第三款至第七款之條件，但其違法情事已具體改善，並經主管機關認可者，得不受其限制。
證券商經主管機關核准辦理證券業務借貸款項後，自有資本適足比率連續二個月低於百分之一百五十者，應停止辦理本項業務，俟連續三個月符合規定並報經主管機關核准後，始得恢復；已獲准辦理而尚未辦理者，亦同。
一、最近期經會計師查核簽證之財務報告每股淨值不低於票面金額，且財務狀況符合證券商管理規則之規定。
二、申請日前半年自有資本適足比率未低於百分之一百五十者。
三、最近三個月未曾受主管機關依本法第六十六條第一款所為之警告處分。
四、最近半年未曾受主管機關命令該證券商解除其董事、監察人或經理人職務處分，或撤換其負責人或其他有關人員之處分。
五、最近一年未曾受主管機關為停業之處分。
六、最近二年未曾受主管機關撤銷部分營業許可之處分。
七、最近一年未曾受證券交易所、證券櫃檯買賣中心或臺灣期貨交易股份有限公司所依其章則為處以停止或限制買賣之處置。
八、其他經主管機關規定應具備之條件。
證券商不符前項第三款至第七款之條件，但其違法情事已具體改善，並經主管機關認可者，得不受其限制。
證券商經主管機關核准辦理證券業務借貸款項後，自有資本適足比率連續二個月低於百分之一百五十者，應停止辦理本項業務，俟連續三個月符合規定並報經主管機關核准後，始得恢復；已獲准辦理而尚未辦理者，亦同。