Regulations Governing Borrowing or Lending Money in Connection with Securities Business by Securities Firms Article 14
A securities firm conducting securities business money lending shall sign and execute a loan contract with the customer.The loan contract referred to in the preceding paragraph shall clearly state at least the matters listed below:1. Reason for the financing.2. Scope of the financing.3. Financing period.4. Financing limit.5. Financing interest rate, processing fee rate, and the total cost expressed as an annual percentage rate.6. Rules for protecting creditor rights, including eligible collateral, types of maintenance collateral, collateral maintenance ratio, remargining deadline, and the repayment method under Article 7, paragraph 4.7. Method by which the securities firm will return collateral to a customer that has repaid loaned money.8. In cases of share subscription loans, in the event that the issuance of new shares for cash is not accomplished or is voided or revoked by the competent authority, stipulations regarding the account in which the customer will receive the money to be refunded by the issuer and the payment method for the loan amount and the interest thereupon.9. Disposal of collateral.10. Effective date and duration of the contract, and procedures for amendment and termination of the contract.11. Dispute resolution.
中文原文 證券商辦理證券業務借貸款項管理辦法第14條
證券商辦理證券業務借貸款項，應與客戶簽訂借貸款項契約書。
前項借貸款項契約書內容，應至少載明下列事項：
一、融通事由。
二、融通範圍。
三、融通期限。
四、融通額度。
五、融通利率、手續費費率及以年百分率揭示之總費用。
六、債權確保規範，包括擔保品標的、補繳擔保品種類、擔保維持率、補繳期限及第七條第四項約定之償還方式。
七、客戶償還融通款項，證券商將擔保品撥還客戶之方式。
八、辦理認股借貸遇有現金發行新股不成立或經主管機關撤銷或廢止時，客戶收受發行人返還款項帳戶、借貸款項及其利息支付方式之約定。
九、擔保品之處分。
十、契約之生效與存續期間、契約變更及終止之處理方式。
十一、爭議事項之處理。
前項借貸款項契約書內容，應至少載明下列事項：
一、融通事由。
二、融通範圍。
三、融通期限。
四、融通額度。
五、融通利率、手續費費率及以年百分率揭示之總費用。
六、債權確保規範，包括擔保品標的、補繳擔保品種類、擔保維持率、補繳期限及第七條第四項約定之償還方式。
七、客戶償還融通款項，證券商將擔保品撥還客戶之方式。
八、辦理認股借貸遇有現金發行新股不成立或經主管機關撤銷或廢止時，客戶收受發行人返還款項帳戶、借貸款項及其利息支付方式之約定。
九、擔保品之處分。
十、契約之生效與存續期間、契約變更及終止之處理方式。
十一、爭議事項之處理。