Regulations Governing Anti-money Laundering of Agricultural Financial Institutions Article 9
Agricultural financial institutions shall observe the following provisions for ongoing monitoring of accounts or transactions:1. An agricultural financial institution shall use a database to consolidate basic information and transaction information on all customers for inquiries for AML/CFT purpose so as to strengthen the institution’s account or transaction monitoring ability. An agricultural financial institution shall also establish internal control procedures for requests and inquiries as to customer information made by various entities, and shall exercise care to ensure the confidentiality of the information.2. An agricultural financial institution shall establish policies and procedures for account or transaction monitoring using a risk-based approach and utilize information system to assist in the detection of suspicious ML/FT transactions.3. An agricultural financial institution shall review its policies and procedures for account or transaction monitoring based on AML/CFT regulations, nature of customers, business size and complexity, money laundering and terrorist financing related trends and information obtained from internal and external sources, and the results of internal risk assessment, and update those policies and procedures periodically.4. The policies and procedures for account or transaction monitoring of an agricultural financial institution shall include at least the procedures for establishing a complete monitoring system, and carrying out the setting of parameters, threshold amounts, alerts and monitoring operations, the procedures for checking the monitored cases and reporting standards, and shall be documented.5. A complete monitoring system mentioned in the preceding Subparagraph shall include the patterns published by the trade associations in the case of Agricultural Bank of Taiwan and patterns published by the Agricultural Bank of Taiwan as well as additional monitoring patterns in reference to the money laundering and terrorist financing risk assessment or daily transaction information of the agricultural financial institution itself in the case of credit departments.6. An agricultural financial institution shall document its ongoing account or transaction monitoring operation and maintain the records for a time period in accordance with Article 11 herein.
中文原文 農業金融機構防制洗錢辦法第9條
農業金融機構對帳戶或交易之持續監控，應依下列規定辦理：
一、農業金融機構應逐步以資訊系統整合客戶之基本資料及交易資料，供進行基於防制洗錢及打擊資恐目的之查詢，以強化其帳戶或交易監控能力。
對於各單位調取及查詢客戶之資料，應建立內部控制程序，並注意資料之保密性。
二、農業金融機構應依據風險基礎方法，建立帳戶或交易監控政策與程序，並利用資訊系統，輔助發現疑似洗錢或資恐交易。
三、農業金融機構應依據防制洗錢與打擊資恐法令規範、其客戶性質、業務規模及複雜度、內部與外部來源取得之洗錢與資恐相關趨勢與資訊、農業金融機構內部風險評估結果等，檢討其帳戶或交易監控政策及程序，並定期更新之。
四、農業金融機構之帳戶或交易監控政策及程序，至少應包括完整之監控型態、參數設定、金額門檻、預警案件與監控作業之執行程序與監控案件之檢視程序及申報標準，並將其書面化。
五、前款完整之監控型態全國農業金庫應納入各同業公會所發布之態樣，信用部應納入全國農業金庫所發布之態樣，並應參照農業金融機構本身之洗錢及資恐風險評估或日常交易資訊，增列相關之監控態樣。
六、農業金融機構執行帳戶或交易持續監控之情形應予記錄，並依第十一條規定之期限進行保存。
一、農業金融機構應逐步以資訊系統整合客戶之基本資料及交易資料，供進行基於防制洗錢及打擊資恐目的之查詢，以強化其帳戶或交易監控能力。
對於各單位調取及查詢客戶之資料，應建立內部控制程序，並注意資料之保密性。
二、農業金融機構應依據風險基礎方法，建立帳戶或交易監控政策與程序，並利用資訊系統，輔助發現疑似洗錢或資恐交易。
三、農業金融機構應依據防制洗錢與打擊資恐法令規範、其客戶性質、業務規模及複雜度、內部與外部來源取得之洗錢與資恐相關趨勢與資訊、農業金融機構內部風險評估結果等，檢討其帳戶或交易監控政策及程序，並定期更新之。
四、農業金融機構之帳戶或交易監控政策及程序，至少應包括完整之監控型態、參數設定、金額門檻、預警案件與監控作業之執行程序與監控案件之檢視程序及申報標準，並將其書面化。
五、前款完整之監控型態全國農業金庫應納入各同業公會所發布之態樣，信用部應納入全國農業金庫所發布之態樣，並應參照農業金融機構本身之洗錢及資恐風險評估或日常交易資訊，增列相關之監控態樣。
六、農業金融機構執行帳戶或交易持續監控之情形應予記錄，並依第十一條規定之期限進行保存。