Regulations Governing Internal Audit and Internal Control System of Anti-money Laundering and Countering Terrorism of Agricultural Financial Institutions Article 5
Agricultural Bank of Taiwan shall conduct domestic and cross-border outward and inward wire transfers involving foreign currencies in accordance with the Directions Governing Banking Enterprises for Operating Foreign Exchange Business.An agricultural financial institution shall conduct domestic wire transfers involving NTD in accordance with the following rules:1. Provide required and accurate originator information and required beneficiary information by any of the means below:(1) Include information on the originator and the beneficiary accompanying the wire transfer; or(2) Include the account number or a unique transaction reference number which permits the transaction to be traced back to the originator and the beneficiary and make information available within three business days of receiving the request either from the beneficiary financial institution or from appropriate competent authorities, or immediately upon the request of a prosecutor’s office or judicial police authority.2. Maintain the following required information on the originator and the beneficiary in accordance with Article 11 of the Regulations Governing Anti-Money Laundering of Agricultural Financial Institutions:(1) The aforementioned originator information shall include: name of the originator, the originator account number where such an account is used to process the transaction (if not available, a unique transaction reference number that permits traceability), and any of the information below:A. National identity number;B. Address; orC. Date and place of birth.(2) The aforementioned beneficiary information shall include: name of the beneficiary and the beneficiary account number (if not available, a unique transaction reference number that permits traceability).An agricultural financial institution that fails to conduct wire transfers in accordance with the preceding two paragraphs is not allowed to engage in wire transfer business.A beneficiary agricultural financial institution shall conduct domestic wire transfers involving NTD in accordance with the following rules:1. Have risk-based policies and procedures for determining when to execute, reject, or suspend a wire transfer lacking the information specified under Subparagraph 2, Paragraph 2 hereof, and the appropriate follow-up action.2. Maintain the information on the originator and the beneficiary received in accordance with Article 11 of the Regulations Governing Anti-Money Laundering of Agricultural Financial Institutions.
中文原文 農業金融機構防制洗錢與打擊資恐內部控制及稽核制度實施辦法第5條
全國農業金庫辦理外匯境內及跨境之一般匯出及匯入匯款業務，應依銀行業辦理外匯業務作業規範辦理。
新臺幣境內匯款之匯款農業金融機構，應依下列規定辦理：
一、應採下列方式之一提供必要且正確之匯款人資訊及必要之受款人資訊：
（一）隨匯款交易提供匯款人及受款人資訊。
（二）隨匯款交易提供匯款人及受款人之帳戶號碼或可供追蹤之交易碼，並於收到受款金融機構或權責機關請求時，於三個營業日內提供匯款人及受款人資訊。
但檢察機關及司法警察機關要求立即提供時，應配合辦理。
二、應依農業金融機構防制洗錢辦法第十一條規定，保存下列匯款人及受款人之必要資訊：
（一）匯款人資訊應包括：匯款人姓名、扣款帳戶號碼（如無，則提供可供追蹤之交易碼）及下列各項資訊之一：1.身分證號。
2.匯款人地址。
3.出生日期及出生地。
（二）受款人資訊應包括：收款人姓名、受款帳戶號碼（如無，則提供可供追蹤之交易碼）。
農業金融機構未能依前二項規定辦理時，不得執行匯款業務。
新臺幣境內匯款之受款農業金融機構，應依下列規定辦理：
一、應具備以風險為基礎之政策及程序，以判斷何時執行、拒絕或暫停缺少第二項第二款必要資訊之匯款，及適當之後續追蹤行動。
二、應依農業金融機構防制洗錢辦法第十一條規定，保存所取得之匯款人及受款人資訊。
新臺幣境內匯款之匯款農業金融機構，應依下列規定辦理：
一、應採下列方式之一提供必要且正確之匯款人資訊及必要之受款人資訊：
（一）隨匯款交易提供匯款人及受款人資訊。
（二）隨匯款交易提供匯款人及受款人之帳戶號碼或可供追蹤之交易碼，並於收到受款金融機構或權責機關請求時，於三個營業日內提供匯款人及受款人資訊。
但檢察機關及司法警察機關要求立即提供時，應配合辦理。
二、應依農業金融機構防制洗錢辦法第十一條規定，保存下列匯款人及受款人之必要資訊：
（一）匯款人資訊應包括：匯款人姓名、扣款帳戶號碼（如無，則提供可供追蹤之交易碼）及下列各項資訊之一：1.身分證號。
2.匯款人地址。
3.出生日期及出生地。
（二）受款人資訊應包括：收款人姓名、受款帳戶號碼（如無，則提供可供追蹤之交易碼）。
農業金融機構未能依前二項規定辦理時，不得執行匯款業務。
新臺幣境內匯款之受款農業金融機構，應依下列規定辦理：
一、應具備以風險為基礎之政策及程序，以判斷何時執行、拒絕或暫停缺少第二項第二款必要資訊之匯款，及適當之後續追蹤行動。
二、應依農業金融機構防制洗錢辦法第十一條規定，保存所取得之匯款人及受款人資訊。