Labor Insurance Act Article 53

In case an insured person suffers from ordinary injury or sickness and the person's symptom is stable after medical treatment but no improvement could be expected for further treatment, and if the person is diagnosed to be permanently disabled by the hospital operated or specially contracted by the insurer and the permanent disability comply with the permanent disability benefit standard regulation, the insured person could claim permanent disability benefit according to his/her average month insurance salary and stipulated benefit payment standard.If the insured person has the situation as described in previous paragraph or the insured person is physically or mentally disabled as stipulated in People with Disabilities Rights Protection Act, and is examined as no capability to work permanently, the insured person could claim for disability pension benefit. The disability benefit standard is calculated based on the insured's insurance coverage years. 1.55% of the insured's average monthly insurance salary is granted for every single insurance coverage year; if the total amount is less than four thousand NT dollars, four thousand NT dollars will be granted to the insured person.For the insured person as stipulated in previous two paragraphs and has insurance coverage year in National Pension, the pension benefit could be assessed separately according to different insurance regulations and issued by the insurer jointly and the fund needed is supplied by individual insurance.If a person has insurance coverage year before the enforcement of the amendments of this Act on July 17, 2008 and his/her condition complies with the regulations in second paragraph, other than claiming for pension according the regulations in previous two paragraphs, the insured person could also choose to claim for a lump sum disability benefit, however, if such claim has been made and the benefit paid by the insurer, it could not be changed.