Regulations Governing Travel Agencies Article 66

When operating tours for groups or individuals, or receiving tourist groups or individuals from foreign countries or mainland China, a travel agency shall purchase liability insurance with the pertinent coverage and minimum insured value as specified below:1.) A minimum of NT$2.5 million and a maximum of NT$5.0 million per person for the accidental death of a tourist or accompanying employee.2.) A minimum of NT$100,000 and a maximum of NT$200,000 per person for medical expenses related to bodily injury incurred by a tourist or accompanying employee.3.) Necessary transportation expenses incurred by family members of travelers or accompanying service personnel going overseas or coming to the ROC to handle accident-related problems:NT$100,000 per person; for handling matters related to domestic travel:NT$50,000 per person.4.) Reparation for loss of travelers’ or accompanying persons’ identification documents: NT$2,000 per person.When operating domestic or overseas tours, a travel agency shall purchase a performance bond insurance policy, with the pertinent coverage and minimum insured value as specified below:1.) NT$100 million for consolidated travel agencies.2.) NT$30 million for Class-A travel agencies.3.) NT$16 million for Class-B travel agencies.4.) Additional insurance of NT$8 million shall be required for each branch company of a consolidated travel agencies or Class-A travel agency, and additional insurance of NT$4 million shall be required for each branch company of a Class-B travel agency.A travel agency that has obtained membership in a public interest association for tourism that is recognized by the central administrative authority as a competent agent for safeguarding the interests of tourists is not applied to the preceding paragraph and shall purchase a performance bond insurance policy with the minimum insured value as specified below:1.) NT$80 million for consolidated travel agencies.2.) NT$15 million for Class-A travel agencies.3.) NT$8 million for Class-B travel agencies.4.) Additional insurance of NT$4 million shall be required for each branch company of a consolidated travel agencies or Class-A travel agency, and additional insurance of NT$2 million shall be required for each branch company of a Class-B travel agency.The scope of the performance bond insurance shall cover required payments to travelers, within the amount of the insured value incurred on a travel agency that has failed to deliver part or all of the tourist programs originally arranged due to financial problems resulting in the inability of the agency to fund part or all of the necessary expenses for travel affairs.Those travel agencies which haven’t purchased a performance bond insurance policy as specified in sub-paragraph 2 to sub-paragraph 3 should purchase the insurance policy before June 1, 2025.
中文原文 旅行業管理規則第66條
旅行業舉辦團體旅遊、個別旅客旅遊及辦理接待國外、香港、澳門或大陸地區觀光團體、個別旅客旅遊業務,應投保責任保險,其投保金額及範圍如下:
一、每一旅客及隨團服務人員意外死亡最低為新臺幣二百五十萬元,最高為新臺幣五百萬元。
二、每一旅客及隨團服務人員因意外事故所致體傷之醫療費用最低為新臺幣十萬元,最高為新臺幣二十萬元。
三、旅客及隨團服務人員家屬前往海外或來中華民國處理善後所必需支出之費用新臺幣十萬元;國內旅遊善後處理費用新臺幣五萬元。
四、每一旅客及隨團服務人員證件遺失之損害賠償費用新臺幣二千元。
旅行業辦理旅客出國及國內旅遊業務時,應投保履約保證保險,其投保最低金額如下:
一、綜合旅行業新臺幣一億元。
二、甲種旅行業新臺幣三千萬元。
三、乙種旅行業新臺幣一千六百萬元。
四、綜合旅行業、甲種旅行業每增設分公司一家,應增加新臺幣八百萬元,乙種旅行業每增設分公司一家,應增加新臺幣四百萬元。
旅行業已取得經中央主管機關認可足以保障旅客權益之觀光公益法人會員資格者,其履約保證保險應投保最低金額如下,不適用前項之規定:
一、綜合旅行業新臺幣八千萬元。
二、甲種旅行業新臺幣一千五百萬元。
三、乙種旅行業新臺幣八百萬元。
四、綜合旅行業、甲種旅行業每增設分公司一家,應增加新臺幣四百萬元,乙種旅行業每增設分公司一家,應增加新臺幣二百萬元。
履約保證保險之投保範圍,為旅行業因財務困難,未能繼續經營,而無力支付辦理旅遊所需一部或全部費用,致其安排之旅遊活動一部或全部無法完成時,在保險金額範圍內,所應給付旅客之費用。
旅行業投保履約保證保險金額與第二項、第三項規定不符者,應於中華民國一百十四年六月一日前補足。

English translation for reference only; the Chinese text prevails. Not legal advice.