Regulations for the Management of Home Stay Facilities Article 24
The operator of a home stay facility shall purchase a liability insurance policy with the pertinent coverage and minimum insured value as specified below:1.Human bodily injury or death, per person: NT$2 million.2.Human bodily injury or death caused in each incident: NT$10 million.3.Loss of or damage to property in each incident: NT$20 million.4.Total insured value for the insured period: NT$24 million.Notwithstanding the insurance coverage and the insured value mentioned in the preceding paragraph, laws and regulations promulgated by local governments shall apply when they offer more favorable terms for the protection of consumers.The operator shall present effective documentation of liability insurance to the local administrative authority before the current insurance period expires.
中文原文 民宿管理辦法第24條
民宿經營者應投保責任保險之範圍及最低金額如下：
一、每一個人身體傷亡：新臺幣二百萬元。
二、每一事故身體傷亡：新臺幣一千萬元。
三、每一事故財產損失：新臺幣二百萬元。
四、保險期間總保險金額：新臺幣二千四百萬元。
前項保險範圍及最低金額，地方自治法規如有對消費者保護較有利之規定者，從其規定。
民宿經營者應於保險期間屆滿前，將有效之責任保險證明文件，陳報地方主管機關。
一、每一個人身體傷亡：新臺幣二百萬元。
二、每一事故身體傷亡：新臺幣一千萬元。
三、每一事故財產損失：新臺幣二百萬元。
四、保險期間總保險金額：新臺幣二千四百萬元。
前項保險範圍及最低金額，地方自治法規如有對消費者保護較有利之規定者，從其規定。
民宿經營者應於保險期間屆滿前，將有效之責任保險證明文件，陳報地方主管機關。