Maritime Act Article 129
Unless otherwise stipulated in the contract, the insurer is liable for any damages, losses and expenses incurring to the subject of insurance caused by any accidents or calamities at sea.
中文原文 海商法第129條
保險人對於保險標的物，除契約另有規定外，因海上一切事變及災害所生之毀損滅失及費用，負賠償責任。