Simple Life Insurance Act Article 7-1

When a simple life insurance contract is entered into, if the insured is subject to the declaration of guardianship and such declaration has not yet been revoked, all death benefits, with the exception of health insurance and funeral expenses, shall be deemed null and void.The insured amount for the funeral expenses mentioned in the preceding paragraph may not exceed one-half of the funeral expense deduction allowed under Article 17 of the Estate and Gift Tax Act.If any of the provisions from Paragraph 1 to Paragraph 2 is found to contradict applicable laws, the applicable laws shall prevail.
中文原文 簡易人壽保險法第7-1條
訂立保險契約時,以受監護宣告尚未撤銷者為被保險人,除健康保險及喪葬費用之給付外,其餘死亡給付部分無效。
前項喪葬費用之保險金額,不得超過遺產及贈與稅法第十七條有關遺產稅喪葬費扣除額之一半。
前二項規定,於其他法律另有規定者,從其規定。

English translation for reference only; the Chinese text prevails. Not legal advice.