Regulations Governing Postal Simple Life Insurance Operations Article 19
Before an insurance product is put on the market, Chunghwa Post shall call a product management panel meeting to review the following:1. Disclosure of product information.2. Verification of actuarial data and putting them on line.3. Risk management mechanism and arrangement of reinsurance.4. Setting up and testing of information systems.5. The printing of such documents as policy clauses, application forms, rate charts and brochures.6. Educational training, including training salespersons to understand whether the insurance products are suitable for sale to clients aged 65 and above, and to identify unsuitable sales targets and client characteristics.Chunghwa Post shall review and confirm the consistency between the items listed in the preceding paragraph and the evaluation results referred to in Paragraph 7, Article 7 in accordance with the same paragraph.Minutes of the meetings that include the results of the reviews as mentioned in the two preceding paragraphs shall be kept for future reference. The president of Chunghwa Post shall review these minutes before they are submitted to the MOTC and the FSC for review and approval.Chunghwa Post’s vice president (or positions of equivalent level) or a department head authorized by the vice president shall serve as the chairperson of the product management panel as mentioned in the first paragraph.
中文原文 郵政簡易人壽保險監督管理辦法第19條
保險商品於準備銷售前，中華郵政公司應召開保險商品管理小組會議，查核下列事項後，始得銷售該保險商品：
一、保險商品資訊揭露。
二、精算數據上線及核對。
三、風險控管機制及再保險安排。
四、資訊系統之設定及測試。
五、條款、要保書、費率表、簡介等文件之印製。
六、教育訓練，包括對所屬業務員宣導保險商品是否適合銷售予六十五歲以上之客戶、不適合銷售之對象及客戶特性。
中華郵政公司應依第七條第七款之評估結果，逐一審視確認前項各款所列事項與該評估結果具一致性。
前二項會議之內容與結果，中華郵政公司應作成會議紀錄，並送總經理核閱，備供交通部及金管會查核。
第一項保險商品管理小組應由副總經理（或相當層級）或經其授權之部門主管為召集人。
一、保險商品資訊揭露。
二、精算數據上線及核對。
三、風險控管機制及再保險安排。
四、資訊系統之設定及測試。
五、條款、要保書、費率表、簡介等文件之印製。
六、教育訓練，包括對所屬業務員宣導保險商品是否適合銷售予六十五歲以上之客戶、不適合銷售之對象及客戶特性。
中華郵政公司應依第七條第七款之評估結果，逐一審視確認前項各款所列事項與該評估結果具一致性。
前二項會議之內容與結果，中華郵政公司應作成會議紀錄，並送總經理核閱，備供交通部及金管會查核。
第一項保險商品管理小組應由副總經理（或相當層級）或經其授權之部門主管為召集人。