Regulations Governing Enrollment in Postal Simple Life Insurance Policies Article 7
After comprehensive assessment on an application for a postal simple life insurance policy, Chunghwa Post may refuse to underwrite a contract if the insured fails to meet the underwriting standards. However, the insured shall not be denied coverage solely because he/she is physically or mentally disabled. Chunghwa Post shall notify the proposer in writing of the reasons for not underwriting the policy. Chunghwa Post may also decide to offer to lower the amount of insurance or shorten the period of insurance for the reasons of physical or mental handicap of the insured, however, the reasons shall be stated in writing, in such circumstances, Chunghwa Post shall underwrite the insurance after the proposer agrees to the changes.
中文原文 郵政簡易人壽保險投保規則第7條
中華郵政公司對於投保郵政簡易人壽保險之要約，經綜合評估認為被保險人未達承保標準時，得拒絕承保，惟不得僅因被保險人為身心障礙者而拒絕承保，並應以書面敘明未承保理由通知要保人；若因身心障礙狀態減低保險金額或縮短保險期間，應以書面敘明理由，經要保人同意後，始予承保。