Regulations Governing the Internal Controls and Audit System for Postal Remittances and Savings Article 34
The risk management mechanism of Chunghwa Post shall include the following principles:1. Setting risk appetite and monitoring based on its business scale, credit, market, and operational risks, and future business trends.2. Establishing management mechanisms for measuring and monitoring the liquidity positions of the banking business, by which to measure, monitor, and manage the liquidity risks.3. Making various investment allocations after having considered the overall risk exposure, equity capital, and characteristics of liabilities, and establishing various measures to manage investment risks.4. Establishing uniform assessment methodologies for rating and classifying the quality of assets, calculating and controlling large risk exposures, carrying out periodic reviews, and faithfully setting aside allowances or reserves for loss.5. Building information security mechanisms and contingency plans with respect to business, transactions, and information exchanges or other activities.
中文原文 郵政儲金匯兌業務內部控制及稽核制度實施辦法第34條
中華郵政公司之風險管理機制應包括下列原則：
一、應依其業務規模、信用風險、市場風險與作業風險狀況及未來營運趨勢，訂定風險胃納並監控。
二、應建立衡量及監控流動性部位之管理機制，以衡量、監督、控管流動性風險。
三、應考量整體暴險、自有資本及負債特性進行各項資產配置，建立各項業務風險之管理。
四、應建立資產品質及分類之評估方法，計算及控管大額暴險，並定期檢視，覈實提列備抵損失。
五、應對業務或交易、資訊交互運用等建立資訊安全防護機制及緊急應變計畫。
一、應依其業務規模、信用風險、市場風險與作業風險狀況及未來營運趨勢，訂定風險胃納並監控。
二、應建立衡量及監控流動性部位之管理機制，以衡量、監督、控管流動性風險。
三、應考量整體暴險、自有資本及負債特性進行各項資產配置，建立各項業務風險之管理。
四、應建立資產品質及分類之評估方法，計算及控管大額暴險，並定期檢視，覈實提列備抵損失。
五、應對業務或交易、資訊交互運用等建立資訊安全防護機制及緊急應變計畫。