Act of Insurance for Military Personnel Article 10
The premium rate of the Insurance is 8% to 12% of the insured’s monthly amount of insurance unit.The premium rate prescribed in the preceding Paragraph shall be calculated regularly by the actuary or the actuarial institute retained by the insuring agencies. The actuarial result with the actual revenue and expenditure of the Insurance shall be evaluated by the competent authority and reported to the Executive Yuan. The premium rate will be reviewed and determined by the Executive Yuan and shall be sent to the Legislative Yuan for reference. The same process shall apply to the adjustment of the premium rate. However, during the actuarial procedure, the amount of the retirement payments that shall be calculated and paid on the basis of the insurance coverage in accordance with the provisions prior to the Articles of this Act amended on 31 May 2013 came into force and the policy reserves have not been deposited accordingly shall be excluded from the calculation of the premium rate.The monthly amount of insurance unit prescribed in Paragraph 1 is calculated based on the monthly salary of the insured.The monthly amount of insurance unit of compulsory military officers and non-commissioned officers shall be based on the monthly amount of insurance unit of volunteer military officers and non-commissioned officers in the same rank at the pay grade 1. The monthly amount of insurance unit of soldiers and military school students receiving grants from the government shall be based on the monthly amount of insurance unit of volunteer corporals at the pay grade 1.The premium shall be paid monthly; 35% of the premium is paid by the insured herself/himself and 65% is subsidized by the government. However, the premium of the compulsory officers, non-commissioned officers and soldiers is borne by the government in full amount.The premium that is subsidized or borne by the government prescribed in the preceding Paragraph shall be budgeted respectively by the organization that the insured serves and paid to the insurance agencies monthly.
中文原文 軍人保險條例第10條
本保險之保險費率，為被保險人每月保險基數金額百分之八至百分之十二。
前項費率，由承保機構聘請精算師或委託精算機構定期精算，並由主管機關評估保險實際收支情形及精算結果，報請行政院覈實釐定，並應送立法院備查；費率調整時，亦同。
但精算時，本條例中華民國一百零二年五月三十一日修正之條文施行前之保險年資應計給之退伍給付未提存保險責任準備金額，不計入本保險之保險費率。
第一項所稱每月保險基數金額，依被保險人月支本俸為準。
義務役軍官、士官每月保險基數金額，比照志願役軍官、士官同階一級辦理；士兵、軍事學校軍費學生每月保險基數金額，比照志願役下士一級辦理。
本保險之保險費，按月繳付，由被保險人自付百分之三十五，政府補助百分之六十五。
但義務役軍官、士官及士兵之保險費，全額由政府負擔。
前項由政府補助或負擔之保險費，由被保險人所屬機關分別編列預算，逐月撥付承保機構。
前項費率，由承保機構聘請精算師或委託精算機構定期精算，並由主管機關評估保險實際收支情形及精算結果，報請行政院覈實釐定，並應送立法院備查；費率調整時，亦同。
但精算時，本條例中華民國一百零二年五月三十一日修正之條文施行前之保險年資應計給之退伍給付未提存保險責任準備金額，不計入本保險之保險費率。
第一項所稱每月保險基數金額，依被保險人月支本俸為準。
義務役軍官、士官每月保險基數金額，比照志願役軍官、士官同階一級辦理；士兵、軍事學校軍費學生每月保險基數金額，比照志願役下士一級辦理。
本保險之保險費，按月繳付，由被保險人自付百分之三十五，政府補助百分之六十五。
但義務役軍官、士官及士兵之保險費，全額由政府負擔。
前項由政府補助或負擔之保險費，由被保險人所屬機關分別編列預算，逐月撥付承保機構。